i was contacted by a person from quick loan funding . he told me they could offer me a lower mortage rate and lower my monthly payments. sounded good ???? . he came to my house and we talked about getting a new refinance loan .
i am an elderly lady and i am on a fixed income . and thats why i was looking to lower my monthly payments . i've lived in this house for 25+ yrs.
the loan officer ,we will call him ikaika figeuroa, showed me the loan documents and told me a little bit about it , a VERY LITTLE BIT!!!!
after we read most of the documents that he showed me , NOT ALL THE DOCUMENTS WERE SHOWED TO ME. he explained that my payments would be $1,582.95 per month. and i would make 360 payments . thats" WORD FOR WORD" what the papers say in writing.
Then i get a letter saying that they sold my loan to another company , and now my payments are almost doubled and that my payments are going up 3 times more that than originally had.
the loan officer flat out "LIED" to me , he didnt show me all the documents , i have recieved more documets that he stated were'nt important and they were just standard documents that every one gets .
i have been ripped off and lied to and now i might lose my home ..im so pissed off ,,,,is there anything i can do??
Vw
MARINA, California
U.S.A.