• Report: #546092

Complaint Review: Auto Loan Finders

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  • Submitted: Monday, December 28, 2009
  • Last Posting: Tuesday, December 29, 2009
  • Reported By: Angry — Cartersville Georgia United States of America
Auto Loan Finders
Kennesaw Georgia United States of America

Auto Loan Finders Too Good To Be True Kennesaw, Georgia

*UPDATE by author: Plainly says online


2Author 1Consumer 1Employee/Owner

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Once I seen Auto Loan Finders on the internet I was very skeptical. How can a car lot sell people with no/bad credit with no money down? After talking to Kelly for a full week I finally decided to drive 35 miles with a newborn baby and 2 other kids to hopefully get a car. I descrived everything on my credit and was told that they only run your credit to get your interest rate. I explained everything on my credit and was turned down because I had a reposession from 12 months ago on my credit. As I said I was told that they only run credit to get interest rate not to approve/deny you for a loan. If you live next to this place then great go and get find out if you can get one. If you live miles away then I would not do it. I asked several times about the money down and my credit and was assured that i was approved for a car. I thought that Iwas going for a reason and would drive home in a new car. I WOULD NOT RECOMMEND THIS PLACE TO A DOG!!!!! It would have been a wonderful place had Kelly told me from the beginning that it was based on your credit and you could either get a car or you couldnt. I could do that in Cartersville instead of going all the way to Kennesaw..

This report was posted on Ripoff Report on 12/28/2009 8:12:19 AM and is a permanent record located here: http://www.ripoffreport.com/motor-vehicle/auto-loan-finders/auto-loan-finders-too-good-to-769e9.htm. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
2Author 1Consumer 1Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

DUHH You had a Repo 12 months earlier

AUTHOR: IamGood - Galveston (USA)

SUBMITTED: Monday, December 28, 2009

They would not finance you, because you had a prior repo 12 months ago.  That is not slow credit, that is outright a default on your part, and you left the other bank with a big fat loss after they sold your car.

You have demonstrated a lack of responsibility for paying a SECURED Loan. 

Even tote your note lots have standards.

Sorry for your troubles, but I have a question, why did you default on your car note, and forced them to take your car from you? 

 

 


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#2 Employee

Auto Loan Finders

AUTHOR: Auto loan finders - Kennesaw (U.S.A.)

SUBMITTED: Monday, December 28, 2009

We are very sorry for the inconvenience you experienced with our company. We do evaluate our customer’s credit history for a number of things that help us determine eligibility for a loan, although our primary means of determining that fact is based off of income. Unfortunately we cannot evaluate your credit without you being in person at our location.

We can only offer our sincerest apologies and we wish the situation could have worked out in a more favorable manner.


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#3 Update By Author

Plainly says online

AUTHOR: Ashley - (United States of America)

SUBMITTED: Tuesday, December 29, 2009

For one it plainly says online that you must NOT have a repo in the last 6 months, I let them know that I had a repo 12 months ago and that was supposedly fine! Second of all I havent left the bank with a car note I am still paying on that car out of my pocket every month to build my credit back up. This place is just a crazy place and tell people over the phone one thing and when you get there they are in a rush to get you out. They could have ran my husbands credit (whom has almost perfect credit) and I could have drove off in a car. They were too busy trying to get other customers in and didnt want to take the time to do that. Its alright though my husband will go to the dealership that he got his car from and get a car. I was just trying to do something on my credit so that I would have the opportunity to build up my credit.

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