Harley Davidson HD Rusty Fenders on a HD Fatboy Screaming Eagle with factory custom paint job Milwaukee, Wisconsin

I have a 2005 Harley Davidson Fatboy Screaming Eagle that looks and runs great. It has the HD custom paint job on the fenders and gas tank. Mine is red and black with the 'brushed metal' covered by clearcoat. All of this comes from HD with their 2005 Screaming Eagle versions. There was also a blue version on this paint job that year. 

My issue is that only after 5000 miles, the tip of my front fender has rusted out (on the brushed metal, below the clear coat). This bike is stored in a heated garage and covered all winter long. I have seen other bikes at rallies with the same type of rust problem on the front fender.

Harley has declined to assist me in any way to repair this and its getting worse. I would like other owners with the same issue to contact me as soon as possible. I would like to approach them as a group, possibly in a legal way. No bike should rust out like this, especially only after 5000 miles.