BMG Music/ NCS Credit Solutions BMG music big rip off Indianapolis Indiana

OK. Here is the deal. One fine day I couldn't access my Amex card for some reason at the near by Walgreens. So I call Amex and they tell me that they canceled my credit card because a Collection has been reported on my credit score and then I got to Experian and dispute. This so called NCS credit soultions handles BMG cases. So, I call them and ask them what is going on and then the female tells me that I owe something to BMG music years ago. I have no idea and I requested for proof.
I got a letter from NCS telling me that I bought a CD from BMG "LOS LONELY BOYS".. LOL i dont even know who they are ? worth of some 22$..dont know when ..the letter doesn't show the date I bought it ..and the letter is not signed by any person. it just says..Compliance Department..

Also, I have email correspondences with BMG Customer Service during 2004 for similar acts they have done; asking them not to send CD's I dont request for and also to close my account. I also have an email from them that they closed my account. But I guess they keep sending CDs to my old address after I moved. I am not sure how to handle this. My Credit score went 735 to 660. I am not wiling to pay either for the CD($22)or for the collection($143).

Kethi
Deerfiled, Illinois
U.S.A.