In 2006 BMG Music Service Club began falsely or fictitiously billing my husband. He contested it. They kept billing him and adding on late fees. He kept contesting it.
Following my husband's murder on April 26, 2008, I discovered that BMG was still falsely billing my husband. I sent them a death certificate. They assured me that the debt would be removed. I thought that was the end of it.
August 31, 2009, I recieved a call from someone asking for my son. I told him I am his mother. He asked if he could leave a number where he could be reached. I told him he is only 2 and 1/2 years old. He asked about my husband. I told him he is dead. He asked me to send a death certificate without telling me who he is, who he works for, or why he is calling.
I did not send a death certificate to this man. I checked the phone number on my phone. I called the number and asked questions. I found out that the number is for National Recovery Agency, a debt collector. They are trying to collect for a false debt created by BMG in 2006.
I have been doing some research and a little snooping around. I believe that BMG is working in conjunction with NRA and other debt collection agencies. NRA admitted to me that they recieve a 55% commission on every account they collect on.
They are illegally extorting money from the American public. They someone's name and personal information and create a falsely billed account. They turn it over to a collections agency and it is reported on that person's credit report as a collections account.
They are saying to the American public, "Ha! Ha! So what if this is a false or fictitious account. I can report it to the credit bureau as a collections account and lower your credit score until you pay this amount." What they are doing is wrong and illegal.
Do not pay them!!! File a complaint with the US Attorney General's Office in your state. Once they have enough complaints on file with the Attorney General's Office, the United States Government will have to investigate. You can also file a complaint with consumer affair's online. You can file a complaint with the Better Business Bureau in the area where this business is based.
Do not pay them!! Keep contesting and filing complaints. Sooner or later the United States Government will put a stop to illegal billing, harassment for money, and extortion. Sooner or later these false debts will be removed and credit scores will be restored.
I am a widow with a 2 and 1/2 year old child who has been unjustly and unfairly sentenced to a life without a father, since my husband became an innocent murder victim in 2008. I am not going to giv in to the bullying and harassment by BMG, NRA, or anyone else trying to collect on a false debt in my dead husband's name.