• Report: #516264

Complaint Review: Emc Mortgage Corporation

Featured Ripoff Reports

Past Featured Reports

Ripoff Report Corporate Advocacy Program
Help support Ripoff Report. Donate today.
Ripoff Reports Legal Ads

Ripoff Report Legal Directory

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Wednesday, October 28, 2009
  • Last Posting: Friday, October 30, 2009
  • Reported By: candy — natchez Mississippi USA
Emc Mortgage Corporation
800 State Highway 121 Bypass Lewisville Texas 75029-3150 United States of America

Emc Mortgage Corporation RIPOFF WITH FEES AND PENALITIES Lewisville , Texas


1Author 1Consumer 0Employee/Owner

Respond to this Report

  • Respond to this report!
    What's this?
  • Also a victim?
    What's this?
  • Arbitrate
    Set The Record Straight!
  • Repair Your Reputation
    ...the right way!
    Corporate Advocacy Program
I am complainting about this mortgage company because they have ripped me off.  First of all they brought my loan from another "bad" company and jacked up my original loan from $25,000 to $34,000 saying that is the amount that they finaniced.  I got this orginal loan in 1995, and have been paying them this money back for ever.  So far I have paid them $86,698 and still owe them $30,743.  Now when am I suppose to ever get through paying them?  I need to know if I can file a lawsuit against them as soon as possible so that I can get some of my money back.  There is no fairness out here for us we are the victim every time.  All we do is pay!  The problem is is that I don't mind paying but I do know that this is not right.  It seems that I can't get thorugh with this loan.  If there is a lawsuit where can I sign up.  I feel something needs to be done about these type of companies.  However I have contacted the Attorneys Generals Office and the Consumers Banking Association of America and filed a complaint.  Maybe this is something that others may need to do as well because they may me able to help.  They are suppose to be there to protect consumers from this type of fraud.

This report was posted on Ripoff Report on 10/28/2009 12:04:52 PM and is a permanent record located here: http://www.ripoffreport.com/questionable-activities/emc-mortgage-corpora/emc-mortgage-corporation-ripo-8a5fd.htm.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on Emc Mortgage Corporation

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?
Arbitrate
Remove Reports?
No! Better yet! Arbitrate to set the record straight!
REBUTTALS & REPLIES:
1Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Welcome to 'THEIR' world.

AUTHOR: Jilted by emc - Navarre (U.S.A.)

SUBMITTED: Friday, October 30, 2009

All of us that have complained about EMC know the stress and unfairness that you are going through.  We are ALL victims of EMC Mortgage Servicing.  I have noticed in your post that you complained to 2 places.  From experience, all I can say is Good Luck.  I have complained more than just a few times to every local, state, and federal agency (FTC, BBB, AG for my state and Texas, state Governors, Senate members, HUD, Office of Financial Regulation, etc.), and including The White House on a daily basis.  The only response that I have gotten is, "We understand your concerns, however, we do not have the jurisdiction to intervene with your situation.  Please visit these websites (attached to their response are the websites) if you feel that you may be facing foreclosure."  If they don't have jurisdiction, then who does????  Nobody.


EMC is not regulated by Fannie Mae or Freddie Mack, therefore, the government agencies will not even bother with our complaints.  I know this from experience.  Please refer to my post on this website on January 18, 2009.  I currently am having my documents reviewed by a certified fraud examiner in south Florida. 


Due to the fact that I have no way of contacting you or informing you how to contact me since this website forbids it, all I can suggest is to Google "EMC Mortgage Fraud".  There you will find hundreds of websites to post your complaint.  I think I have hit just about all of them.  I have done extensive research on this company and NONE of it is positive. 


I have gotten a tremendous amount of help from Denise Richardson's website (((Redacted))).  She is one of the best consumer advocates (as far as I am concerned) for victims such as you and I.  Also, check out (((Redacted)))for a wealth of information.


Of course you can file a lawsuit against EMC, but you will have to contact your own lawyer.  I am not aware of any class action lawsuits that are currently in process or in the early stages of, that you could join. 


Good Luck to you. 


Jilted



CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
Respond to this report!
What's this?
Ripoff Report Verified Safe

Advertisers above have met our
strict standards for business conduct.

Ripoff Report Legal Directory