• Report: #414545

Complaint Review: Last Chance Payday Loan

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  • Submitted: Wed, January 21, 2009
  • Updated: Wed, January 21, 2009

  • Reported By:yuba city California
Last Chance Payday Loan
amnestyfinancial.com/lastchance/process.php Nationwide U.S.A.
  • Phone:
  • Web:
  • Category: Loans

Last Chance Payday Loan ID Theft Protection - Internet USA

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Okay, I feel more than stupid. I could not figure out why I had these charges a year ago. Got it cancelled - now I applied for another loan, and accidently hit the send button...at that exact moment it registers that the box was checked for ID protection.

I tried to cancel that night, but as my email address was not in the system, I could not. I tried to call, but they were closed. I sent in a cancellation the next day. 4 days before they withdrew the funds. I called the day of the transaction and the man referred me to the refund status web page.

Okay...denied. I called and this crazy, rude woman called me a liar throughout the whole conversation. She had me on speaker phone and I could hear the movie playing in the background. When she looked it up, she said I did not speak with someone on the 7th because I applied after hours. Duh. Did I not say they were closed! She said, well what time do we open. Okay, it is now the 21st....like I would remember what was on their answering machine.

When I asked about the 3 days to return products and services, she said they don't prorate so I got the month of service. I did not receive any services the last time I had the program.

Stay away from this company. I am hoping to gather enough to file reports with BBB and any other agency.

Most online companies are pleasant and will work with you to resolve any issues- including late payments and payment arrangements.

Kelly
yuba city, California
U.S.A.

This report was posted on Ripoff Report on 01/21/2009 03:27 PM and is a permanent record located here: http://www.ripoffreport.com/r/-Last-Chance-Payday-Loan/nationwide/Last-Chance-Payday-Loan-ID-Theft-Protection-Internet-USA-414545. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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