• Report: #938814

Complaint Review:

  • Submitted: Sun, September 09, 2012
  • Updated: Thu, August 08, 2013

  • Reported By: Dennis — Honolulu Hawaii United States of America
818 Kapiolani Blvd Honolulu, Hawaii United States of America

I paid $21,000 in Debt settlement and they change all of there contact numbers and now I'm going to court for twice the amount Honolulu, Hawaii

*Consumer Comment: And it made sense to you?

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I responed to a add for debt settlement for my credit cards. I contracted with them for a settlement and paid $21,000 to settle 5 of my credit cards. Know that I done my part they disapeared and I stuck fighting with the credit card companies Names Darin Bradshaw, Ali Momen, John d. Ames tuffshed120@yahoo.com  jd_ames@yahoo.com customerservice@thedebtconsolidationpro.com dbradshaw@thedebtconsolidationpro.com amomen@thedebtconsolidationpro.com when Citi Bank took me to court the attorney representing Citi Bank told me that several other people in Hawaii had been taken advantage of by the same company

This report was posted on Ripoff Report on 09/09/2012 08:01 PM and is a permanent record located here: http://www.ripoffreport.com/r//Honolulu-Hawaii-96813/I-paid-21000-in-Debt-settlement-and-they-change-all-of-there-contact-numbers-and-now-Im-938814. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

And it made sense to you?

AUTHOR: Robert - ()

 So someone comes to you with a brilliant idea to intentionally stop paying your creditors.  Instead to pay them and when you have paid them enough money they will attempt to "settle" your account with the creditors.  And this sounded legit to you?

There is no law or regulation that says a company must accept a settlement offer, in fact many will actually just go and file suit the moment they find out you are using a debt settlement company.  You actually should be looking at "Credit Counsling" as that is a totally different process where the company actually works with your creditors to reduce your interest rates and payments..but you still pay them every month.

Sorry..but you didn't get into your debt overnight..and there is no magic quick fix to get out of it..as you have seen.  Just be on the alert that for every company you failed to pay...you can expect like these two, to also get sued.  Your only chance now is to find these people(good luck) and if they aren't in jail to sue them in civil court like the creditors are suing you.  If you are lucky you may get the money you paid back.

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