Kevin Harvey represented himself with Rhino Systems (an Sunshine ATM Processing) with an office suite in McMurray, PA. Turned out to be a post office box at the UPS Store. He said that he deals with ATMs and since we were just opening our laundromat, we were thinking of installing an ATM. So just like all the rest of the ripoff reports on this site, our story is the same. Kevin told us if the machine didn't make the money,he wouldn't either and he would then transfer it to another company and we would be out of the lease.
1st American's debit from our account was more than the lease amount we signed. Kevin kept telling us to wait and see if the ATM did well and when the use didn't increase enough to pay for the monthly lease and Kevin didn't come and transfer the machine as promised, we closed the bank account and put the machine in the back of the store, disconnecting it, which should have set off the alarms and GPS that we were told was installed in the ATM.
Kevin finally came and took the machine in June in front of witnesses, never transferred it, and 1st American Leasing has sent a collection agency to me to collect over $15,000 for the machine and the monthly leases. Since Kevin Harvey and Rhino Systems and Sunshine ATM Processing are vendors with 1st American Leasing, they have all the information to contact them, and they will not. Instead, they have started collection proceedings against me. I filed a police report to recover the atm machine but Mr. Harvey cannot be found. And 1st American is not trying to find him or their machine for which they are charging me even though according to the letter from 1st American Leasing, he was not authorized to take the ATM machine. Sunshine ATM Processing in Florida did not accept the mail from the local magistrate so they cannot be served papers, as I am in Pennsylvania.
1st American Leasing has put the amount of $15,818.+ on my personal credit and again, are proceeding to ruin my credit. I agree that this is a scam and 1st American Leasing must be keeping the collection agencies in business as this is certainly a regular occurrence. Seems to me their vendors set them up, then disappear, and us honest business owners are left to pay for services that were not represented to us and would not have been agreed upon if we really were told what was going on. It's a mess I don't want, my credit is impeccable, and as far as I am concerned, these people are criminals and should not be allowed to continue doing business at all.