1st Convenience Bank Taking Hostages and holding people against their will Fort Worth, Texas

As a Journalism major you must know that the idea is to get the information presented in such a way where people know what in the world you are talking about.  You also don't "fluff" it up with unneeded information.  Your Original Report suffered in many ways because of these things.  If you really thought the information you provided in your original report was "helpful", I will say again it is probably time to re-think your major.  Don't believe me?  Then why not take this entire report, including the rebuttals to one of your professors and see what they say.

Now, in your update you provided one piece of information that was helpful and actually answered one question.

I was charged one for supposedly going over .44 cents on a purchase that came after I reported the card stolen.
- If you can prove that you reported the card stolen BEFORE that other charge was made, then it sure sounds like the bank screwed up and you should not be responsible for the fees.  If the bank does not reverse these fees, and you think they should.  Then the next thing you should do is contact the Office of the Comptroller of the Currency.  This is the agency that oversees banks and the may be able to assist you.

Your lack of grammar and spelling skills shows that you are NOT a journalism major.

The reports offer a WORD CHECK.  You might want to use it, since you obviously can't do it on your own.

Good thing you don't have to worry about spelling to be a Journalist, right? (Insert eye roll here)

In response to the rebuttal. I followed all guidelines to complete the process of reporting the card. I don't owe you are anyone else an explanation other to be compassionate and present the public with information that I thought helpful. The idea of hostage came into play when I requested that the account be closed and they refused saying that they couldn't close it until I paid the 35.44 overdraft charge. I was charged one for supposedly going over .44 cents on a purchase that came after I reported the card stolen. 

To attack my character show that whoever you to be small minded and callous in your approach. It is not the case that I need to rethink my career choice, or even that I care what it is you say; but it is a matter of principle being that I am being harmed in a scheme to take my money. I added that I am a student because I am a student. God bless you who ever you are and hopefully you will find help with all your needs. You will need it with your attitude.

You're a real drama queen.

"1st Convenience Bank  Taking Hostages and holding people against their will Fort Worth, Texas"

This is a serious Federal offense, have you called the FBI yet?

Your report is very confusing not to mention full of exaggerations(unless you really want us to believe that you are being held hostage).  If you are really a Journalism major it may be time to rethink your major.  

Why are you overdrawn?  That is when your card was stolen and are you overdrawn because of this unauthorized use?

How long did you let it go, and how much do they say you owe?

What does having Financial Aid being deposited to this account have anything to do with you being able to close it?  You can just open up a new account at a different bank and have your funds deposited there. 

When you went to the bank, was the bank closed for a month or your account closed for a month?