• Report: #383561

Complaint Review: 1st Financial Bank Usa

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  • Submitted: Tue, October 21, 2008
  • Updated: Thu, January 24, 2013

  • Reported By:cicero New York
1st Financial Bank Usa
P.o. Box 1100 Sioux City, South Dakota U.S.A.
  • Phone: 800-733-1732
  • Web:
  • Category: Banks

1st Financial Bank Usa Beware young college students this credit company will cost you more then your college loans for years Sioux City South Dakota

*Consumer Suggestion: this is true

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I just want to warn all you college students about this company and there credit card. I got this card for my young daughter when she was going to college so she could build credit. They give you the card to suck you in with a 250.00 dollar limit with 0% interest as long as you keep it under the 250. My daughter did so well with the card that they kept increasing the limit on the card, mind you a student going to college and not working yet. They increased the card to 7,000.00 dollars. I never got a card with that much of a limit until I was in my late thirtys and had worked for years. My daughter used the card for books and to pay for meals and things for school. They also increased the interest rate to 26%. My daughter would pay on the card and the balance was still going up and not down. They are now harrassing her at her work place and the are very rude people to deal with. They have got here in so over her head with now having to pay back her student loans, alot less then this credit card and she can not get credit for anything because of this company. DO NOT GET THIS CARD!!!!!!!

cicero, New York

This report was posted on Ripoff Report on 10/21/2008 07:35 PM and is a permanent record located here: http://www.ripoffreport.com/r/1st-Financial-Bank-Usa/Sioux-City-South-Dakota-57049-1100/1st-Financial-Bank-Usa-Beware-young-college-students-this-credit-company-will-cost-you-mor-383561. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

this is true

AUTHOR: JAY - (United States of America)

Evreything that was stated about the card was true. I got my card right after high school and then they went up to $500 then $100 and then I am here at $7,000 you just can not pay the darn thing off!!!!!!!! Please do not get any credit cards if you do not have to please please please they are not worth it! it sounds good for the moment but it is not!
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