• Report: #543176

Complaint Review: 200 Cash Payday Loan

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  • Submitted: Mon, December 21, 2009
  • Updated: Mon, December 21, 2009

  • Reported By: Joyce — Cloverdale Indiana U.S.A.
200 Cash Payday Loan
110 W Ninth Street Suite 581 Internet United States of America

200 Cash Payday Loan Charged $19 for an app fee & got no loan Internet

*Consumer Comment: Call your bank

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Applied on the internet for a payday loan.  Didn't get the loan but $19 was deducted from my checking account, which over drafted me. I emailed & told them to cancel the application. They emailed back & said it was cancelled but they were still taking out the app fee.  The next day I got more papers from them on the internet to sign. I did not sign them.  They told me I signed for them to take out the money. I did not see it but when they emailed a copy of documents there it was. They are listed as scam artits if you check out the rip off reports.

This report was posted on Ripoff Report on 12/21/2009 02:29 PM and is a permanent record located here: http://www.ripoffreport.com/r/200-Cash-Payday-Loan/internet/200-Cash-Payday-Loan-Charged-19-for-an-app-fee-got-no-loan-Internet-543176. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Call your bank

AUTHOR: Susan - (USA)


Call your bank and tell them what is going on.  They will change your account numbers for free. 

On the main page of that site it says:

"
Q - How does quick pay day loans work?

A - You give us authorization to deposit $100 - $300 payday loans directly into your account, and to collect the loan plus a loan fee on your next payday. Both the deposit and your payment are made electronically using the Federal Automated Clearing House (ACH), also known as "EFT".

Q - What does it cost to get a payday advance loan?

A - For each $100 borrowed, our charges are a low $30 every 2 weeks or part thereof. There is also a $19.00, one-time only, non-refundable application fee, payable upon submission of this application. 


Please read the no TeleTrack payday loans FAQ for all the information you'll need to apply for a payday advance / quick cash loan, or go to the no fax application page to begin applying for your loan.
"

If you click that "no TeleTrack paydayl loans FAQ" ......

Call your bank ASAP, they have your account info. Even if they gave you $200. it would cost you $79.95 and if you didn't pay $200 back in 15 days, add another $60. Fifteen days later, another $60

This is loan sharking but supposedly legal because it is online. 

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