• Report: #378435

Complaint Review: 200cash.com, Inc

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  • Submitted: Sun, October 05, 2008
  • Updated: Tue, October 07, 2008

  • Reported By:BROOKLYN CENTER Minnesota
200cash.com, Inc
110 W.Ninth St Suite 581 Wilmington, Delaware U.S.A.

200cash.com, Inc Charged me a $19 prepayment fee but I never received the loan. Wilmington Delaware

*Consumer Comment: READ before you apply!

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I applied for a new loan on Sept 19th. On Sept 24th they charged my bank account the $19.00 prepayment fee. I was supposed to have the $200 loan in my bank the next day. As of today, Oct 5th, I still have not received the loan.

DENNIS
BROOKLYN CENTER, Minnesota
U.S.A.

This report was posted on Ripoff Report on 10/05/2008 04:10 AM and is a permanent record located here: http://www.ripoffreport.com/r/200cashcom-Inc/Wilmington-Delaware-19801/200cashcom-Inc-Charged-me-a-19-prepayment-fee-but-I-never-received-the-loan-Wilmington-378435. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

READ before you apply!

AUTHOR: Debbie - (U.S.A.)

I'm a frequent visitor to ROR, and I see reports on 200cash.com ALL the time. They all say the same thing, that this place took $19 from their accounts and it's a ripoff.

No....

I'm not familiar with payday loans, so I jumped over to 200cash.com's website to see if they disclose anything about why they would take $19 from someone looking for money.

It took me all of 10 seconds to find the answer. This is right from their website, under the FAQs:
-------------------------------------
"Frequently Asked Questions


What is a payday advance
A payday advance is a short term loan to tide you over until your next payday.


What does it cost to take out a cash advance loan
The cost for a $200 loan for up to 15 days is only $60. In addition, first time applicants must cover a $19.00, one-time only, non-refundable application fee, payable on the submission of the application. Once your account is approved, and stays in good standing you can get new loans anytime. "
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See that? $19 NON-REFUNDABLE APPLICATION FEE. It says it right there folks! WHY are people surprised when they take it out of their accounts? Its non-refundable, meaning whether you get the loan or not, they get your $19.

Guess that's just the price you pay for needing money quick.

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