- Report: #795526
Report - Rebuttal - Arbitrate
Complaint Review: 21st Century Insurance
21st Century Insurance3 Beaver Valley Road, 4th Floor Wilmington, Delaware United States of America
21st Century Insurance American International Group Inc., AIG Auto Insurance, Farmers Insurance Group 21st Century Insurance offers you an initial low rate for auto insurance, but when the policy renews, the premiums skyrocket! Wilmington, Delaware
*Author of original report: Reply to "Jim S. from Anaheim"
*Consumer Comment: Not A Rip Off
*Author of original report: This "Ken from Greeley" is really something!
*Consumer Comment: The hike was a pretty crappy move
*Consumer Comment: I guess nothing anyone says can change your mind....
*Author of original report: hellraiser79: Just another insurance company shill!
*General Comment: Insurance rates...
*Consumer Comment: Beldar and Wanda
*Consumer Comment: Thats how things are these days people condone bad business practices i've been called many ugly things been told i write false complaints there is no goodness in people anymore
*Author of original report: Why do so many people condone the unethical business practices of 21st Century Insurance?
*Consumer Comment: Uhhhhh, no
*Consumer Comment: Beldar
*Consumer Comment: "Bail and switch" was obviously a typo... I meant "bait and switch"!
*Consumer Comment: A price increase is not a rip off.
*Consumer Comment: Give us a break, Beldar.
*Consumer Comment: What is a "bail and switch?"
*Consumer Comment: Shop Around
*Consumer Comment: You don't know what you're talking about, Ken!
*Consumer Comment: The original rate is called a "promotional" rate...
My current six month policy premium is $543.57, so imagine my surprise when I received my policy renewal the other day and discovered that my renewal policy premium will be increased by approximately 38% to $749.81!
I have no idea why you feel the need to increase my premium by such an outrageous amount, as I have not had any tickets or accidents since I became a customer of 21st Century Insurance last July, and the premium increase is far more than the 5% across the board rate increase that you notified me of in the policy renewal paperwork.
Since there is no reasonable excuse for a 38% increase in my insurance premium, I want an explanation as to why you feel that you have the right to raise my premium so dramatically. Since we live in a free market and I am not obligated to remain a customer of a company which is trying to rip me off, I reserve the right to find a cheaper insurance premium with another insurance company. If you will not lower my insurance premium to a more reasonable amount, dont expect me to renew my policy when it expires on January 1st.
Before I became a customer of your company, I was warned by a friend (and former customer of 21st Century Insurance) that your company is unethical and you would dramatically raise my premiums after the first six months. As it turns out, my friend was correct, and I was a fool for believing that yours was an honest company. 21st Century Insurance is nothing more than a bait and switch scam!
This report was posted on Ripoff Report on 11/06/2011 08:07 AM and is a permanent record located here: http://www.ripoffreport.com/r/21st-Century-Insurance/Wilmington-Delaware-19803-1115/21st-Century-Insurance-American-International-Group-Inc-AIG-Auto-Insurance-Farmers-Insu-795526. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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