• Report: #376002

Complaint Review: 21st Mortage Corporation

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  • Submitted: Thu, September 25, 2008
  • Updated: Tue, January 13, 2009

  • Reported By:Sacramento California
21st Mortage Corporation
PO Box 148 Memphis , TN, Tennessee U.S.A.

21st Mortage Corporation Caveat Emptor ! Dont sign, find another lender ! Memphis, Tennessee

*Author of original report: Another Scam

*UPDATE Employee: Comment

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Well i have had my home loan for 4 years , sure i have have been late a few times due to family problems...and thats life.These guys I have my loan with its ok of you get a month late...but i have been with them for 4 years..If you really get in a bind and are 6 weeks late they will call your home everyday...Once they even called my Manager where i live and faxed a not to the manager to put a note on my door...As a person with a Real Estate license and has worked in the real estate arena and the loan arena...I find 21st to be downright ruthless at times...I find them to be another over bearing corporate power using full corporate power for the comon man to meet there demands...for instance if yo go late due to financial hardship they are unwilling to work with you and WILL DEMAND a double payment or they will threaten to come get your home.I find these practices highly unethical for a mortage industry... after all they are charging late fees , and making interest on you paying late...so its money in the bank for them... to keep it short and sweet if you can find another lender at the same rate or better i would go with them...because these guys will stress you out and who needs that these days...seriously ! On a scale from 1 to 10 i would give them a 4 as a lender...I have paid them 33,000 dollars over the past 4 years...have a 20 year loan for 65,000...my question is where is the humanity anymore...???

Dr burns
Sacramento, California
U.S.A.

This report was posted on Ripoff Report on 09/25/2008 01:38 PM and is a permanent record located here: http://www.ripoffreport.com/r/21st-Mortage-Corporation/Memphis-TN-Tennessee-38101/21st-Mortage-Corporation-Caveat-Emptor-Dont-sign-find-another-lender-Memphis-Tenness-376002. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

Another Scam

AUTHOR: Dr Burns - (U.S.A.)

On one quote , 21st must have added the coment that I was an employee , and this is an EMPLOYEE REBUTLE , not true .I live in california and how can i be an employee ? Just match their location to the defendents location and you can see if the person was an employee or not.This is a scam on their part.that they are trying to portray.
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#2 UPDATE Employee

Comment

AUTHOR: Silverado - (U.S.A.)

It is the policy of 21st mortgage to only address customer complaints in a confidential discussion with our customer. To appropriately respond to a complaint may require releasing confidential information, which is strictly forbidden under federal privacy regulations. We will attempt to contact the referenced customer to resolve this complaint.
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