Where can we go to get justice against this predatory loan company?
I got my home in 9/06 with my fiance at the time. One year later, he takes off in the middle of the night with everything. 21st was notified of this and they said that I couldn't do anything until my mortgage was 2 years old. Then I would be able to refinance and get his name off. I made my payments until May and realized that I was not going to be able to afford the extravagant payment at 11.9% interest. Even though my payments were made within the 24 hour period of the date due, I was called many times during the day and night on my cell, home, work, and my mothers cell and home phone. They yelled, screamed, harassed and threatened me and my family. I found a company that specialized in working with lenders to help make payments manageable, I hired them and we worked out the perfect system.
21st refused to talk to them, refused to return their calls and I was basically told to kiss my home goodbye. Now, I have NEVER recieved any form of foreclosure...I have not been served with papers, nothing. The other day I got a letter from an attorney in Frisco, TX stating that my home was being sold on the courthouse steps on January 6th. This is 2 weeks away. I have called everyone I can think of including senators and congressmen. I've called the new stations, and the newspapers. I've even filed bankruptcy. I'm being told that there is nothing I can do. I know there are a lot of us out there who have or are having to deal with this murderous company. My my daughter and my 1 year old grandson will be literally out in the cold on in 2 weeks. What can I do????? Where is any releif?? Where is this so called bailout for troubled homeowners?
If anyone has found anything that will help up, please I beg you to post since we can't give out our emails. I'm desperate in a way I have never felt before.
And as one persons post already said, now I know why some people commit suicide. People like 21st should be strung up.
Thanks for reading my rant. There's so much more I could tell you about what they have said and done, but it would really be too long.
Good luck to all of us victims,