• Report: #1089606

Complaint Review: 24/7 Lending Group

  • Submitted: Fri, October 04, 2013
  • Updated: Fri, October 04, 2013

  • Reported By: Irishgril — Maryland Heights Missouri
24/7 Lending Group
Internet USA

24/7 Lending Group Bad Credit - No problem - Lending Group Internet

*General Comment: Concern before Use

*REBUTTAL Owner of company: We do help people with bad credit but cannot help everyone.


*REBUTTAL Owner of company: Inaccurate conclusion

*Consumer Comment: The Consumer is Correct

*REBUTTAL Owner of company: Innacurate and slanderous

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 247 Lendinggroup website states "Good & Bad Credit Personal Loans

Up to 35,000 With No Credit Checks

Free No Oligation Quotes.

You file on line, they immediately send you to various Lending Companies. 

Who then run your credit report, and denie you.  The website also has some run their credit reports a various prices.  Which you can get free "Annual Credit Report. Com"  They have a phone number, however it is also automated.  No one answers it just tells you to contact their Customer Service @ support@247lendinggroup.com

I am in the process of buying a home.  Didn't want my credit ran.  Had a report right in front of me.  The lender that they sent me to, ran my report.  Which in turn will lower my score.  Then denied me.  I e-mailed the supposivly customer support 4 times, tried to call many times.  Received a response via e-mail.  Try this other lender. 

The reviews that are on their website are paid for by work at home jobs.

They respond to some of the negative reviews a customer support.  State they run the applications.  They are al lending company.

I believe this company should be investigated and shut down.  People are using them for desperate reasons, and they are taking advantage of them.

I beleive they get paid for every credit report someone runs. (Which they shouldn't).  Their ad is False advertisement.  And there is no way you can dispute them.



This report was posted on Ripoff Report on 10/04/2013 06:23 PM and is a permanent record located here: http://www.ripoffreport.com/r/247-Lending-Group/internet/247-Lending-Group-Bad-Credit-No-problem-Lending-Group-Internet-1089606. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 General Comment

Concern before Use

AUTHOR: P. Roman - ()

To Whom It May Concern,

I fell upon this site in search of a legitimate company that can help me, but I have a concern based on the response posted by the individual of the company in question:

The clients seem disappointed in the false advertisement of your (247 Lending) splashpage- it clearly states "Good and Bad Credit Personal Loans" followed by No Credit Checks. However, both concerns aim toward the fact that 247 Lending does in fact require Credit Checks, which makes sense to do in order to find the appropriate loan. The concern lies where its falsified if your company lists that all types of credit situations are considered and seem to be assisted, but can ultimately be denied.

Thus far, it's safe to assume that those clients who posted their concerns were the individuals who were denied possibly due to their current credit score. For a company that advertises the total opposite on their splashpage, it brings uneasiness to a potential client who wishes to utilize the services of 247 Lending, such as myself. I've not checked my credit score in quite possibly ever! And although I am currently in a situation where help is greatly needed, to whom can I turn to if the statements advertised on the website aren't honored?

I understand that it's the Consumer's choice to choose an available company and I understand that everything is a risk, but when requiring such financial help, it should be between the Consumer/Client and a company that they can trust. I am in now way slandering 247 Lending nor am I defending the posts prior to my involvment- I'm simply inputting my opinion in hopes to gain knowledge of 247 Lending and if that specific company is able to help.


Thank you



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#2 REBUTTAL Owner of company

We do help people with bad credit but cannot help everyone.

AUTHOR: Mark - ()

We do help people with bad credit but cannot help everyone and do not guarantee approval. Borrowers need to be realistic with their expectations and loan requests. The biggest issue we see is individuals applying for high loan amounts that they would not be able to afford making payments on based on their income and existing debt.

We encourage anyone with questions or concerns prior to applying to please contact us @ support@247lendinggroup.com. We process several thousand apps/day and unfortuantely there are going to be people unhappy people as a result of not getting approved.

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#3 REBUTTAL Owner of company


AUTHOR: daniellemart1 - ()

im so sick of all this false advertising. the statement about working with bad credit is INNACCURATE. they sent me an email telling me they found several lenders who were interested in processing my loan, so they asked me to complete a form before even showing me offers from any lenders. after giving them tons of personal information, including my ss # and bank information, i submitted and was told 2 seconds later i was denied. im confused why they would say they found me a loan, ask for my info just to turn me away as soon as i submitt it. i rarely ever write reviews but i have to express how dissappointed i am. DO NOT FALL FOR THIS SCAM. and i will sue the company if anything happens with my bank info


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#4 REBUTTAL Owner of company

Inaccurate conclusion

AUTHOR: Mark - ()

The SSN is for identity verification and banking info so the lender can deposit your money if approved. We don't store that data. Not all of our lenders will need that info but some do. It is just part of the process. 

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#5 Consumer Comment

The Consumer is Correct

AUTHOR: aconcernedused - ()

I want to mention that I also used this service and only looked up reviews when it asked for my bank account routing number and additional info including my SSN prior to even letting me look at lenders.  I would beware of this service.  I think it might be trying to access your personal info.  I also, when calling, experienced the same issue, the phone is on loop.  

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#6 REBUTTAL Owner of company

Innacurate and slanderous

AUTHOR: Michael - ()

The accusations made in the above claim are totally false and slanderous. We clearly state all over our site that we are not the actual lenders and do not provide funding. We match consumers with lenders based on the information they input on their application. One of the most important variables when determining where we route applications to is the consumer's credit scores. We do not perform a credit check during our process. We don't even collect SSN. Most of our lenders are able to fund loans without doing a hard credit pull. However, depending on the applicant's situation and the lender's funding requirements, that lender may ask for additional info, like SSN, and request your approval for performing a credit pull in order to finalize your loan. A lender will NEVER perform a credit check without the applicant's approval.

Since we route application based on credit scores, we provide an option for applicants to obtain their current, up-to-date credit scores. Many applicants either do not know their credit scores or haven't viewed their credit in quite some time. Therefore, providing a trusted on site option for consumers to obtain their credit scores and reports from is a logistic part of our business model. Yes, consumers are entitled to obtain (1) free copy of their reports from annualcreditreport.com. But these reports do not include any of your credit scores.

We process several thousand apps/day. We ask consumers that have questions to email us with a specific question. We prioritize our email response query by getting back to those first that ask questions and don't just send us an email with their contact info. The applicant above emailed us once telling us to call her. We responded within minutes asking her to please ask her question via email. We got no response. Since discovering this erroneous, slanderous review we have been trying to get in touch with the above applicant as has our legal counsel...to no avail. Every time we call her, she hangs up on us.

In conclusion, we've been providing a reliable online service since 2001. As indicated above, processing several thousand/apps day. Having a few negative reviews when processing several thousand apps/day is natural.

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