326 Cars, LLC. 881-Home, LLC. David A. Kinas Fraud Deceptive Practices Criminal Conduct Tucson Arizona

David A. Kinas is a Fraud!

I only wished that I had seen all of the complaints on this site and to the Attorney General before ever having any kind of relationship with 881 Home, 326 Cars, or David Kinas.

My wife and I's story starts with a purchase of a home from 881-Home, LLC. After deciding that we wanted to finally own a home as opposed to renting we regretfully found 881-Home on the internet. Shortly after we entered into a "rent-to-own" transaction sold to us by David Kinas himself. This being our first home we realized that the paperwork probably would be extensive so we, again, regretfully let David walk us through the paperwork taking his word for everything. We were under the impression at the time of sale that we would be renting the home until we came up with the 10% required down and then that we would move to the "owning" portion of the contract. It was under our impression that when switching over to the owning portion that it would be a normal home loan consisting of priciple plus interest. Oh were we terribly wrong. Throughout the signing of the paperwork we consistantly asked David about the transaction, and "we were going to own the home?," and David ensured us that everything was on the up and up. He layed out our monthly payments which seemed to us like they were right where we were expecting a mortgage payment to be, and David also layed out our interest rate. We thought it was slightly high, but that was expected from us as we had never owned a home before, either of us didn't have the best of credit, and I was a full time student without a full time job. We signed all the papers and thought everything was hunky dory. Dead wrong, but we'll get to that later.

Around December of 2012 is where we'll pick up the story and we'll get back to the house paperwork later. As I graduated college I had many aspirations and planned on starting up my BBQ business when David re-entered the picture again. David informed me over the phone that he may have some potential leads for me for investors for starting my new venture. Well, we met, I talked, and nothing came of the investor ideas as he just wanted for me to rent out office space from him, and he wanted free BBQ. David then approached me and asked if I wanted to join his staff at his new car lot that he had started. Fresh out of college and no money I decided to take him up on his offer as we owed him money for the home. He said that he would take the money out of my paychecks and that life would be grand. Wrong again. I had never sold cars before so I learned on the fly and David mentored me in the process, and eventually I was pretty good at it, but I learned eventually that things weren't on the up-and-up and that David was doing "something" shady in his business I just didn't know what it was. Time went on and I started to learn more and more about what was going on behind closed doors with both of his businesses, and it wasn't good. On top of cheating on his wife with crack whores and asking my wife if there were any girls that she knew that would sleep with him, David was also conducting business under the table in one of the most sinister ways I've ever heard. I'm talking you only hear about this kind of stuff in Hollywood. I started to hear stories of David and his "hitmen" going to homes of people he sold homes to and as an alternative means of the court eviction process he would torment these "roaches" as he called them. He would poison their dogs, light their wood gates on fire, throw fire-crackers at their home, and paint. I didn't like what I was being told so I informed David that I was going to notify the authorities of his actions. This is where the story gets bad for me. David eventually found "a reason" to fire me, because he thought I was going to "steal" a car from him and sell it and keep the loot (absolutely reciculous and you can imagine, since I owed him for my house still). Sure 30K will get you far, but not that far. After being fired from David I was riding around in my "safe/reliable" vehicle that he had sold me, and as fate has it; I was involved in an accident. When the airbags did not deploy in the car I decided to do some investigation and found that David had sold me a vehicle that was restored from salvage, and that the airbags had been cut out. Both my children and I were in the car at the time and we all sustained injuries from the accident. The accident was not my fault so as the vehicle was in the repair shop we decided that we could not drive around in an unsafe vehicle any longer as it was a risk for ourselves and our children.

We then employed the help from our attorney's as to what to do about David, the car, and our house. They looked into our paperwork, and that's when we found out just how much of a crook David A. Kinas is. This is where the above house paperwork comes into play. Not only did David sell us our vehicle fraudulently (and we have all of the paper trail evidence to prove that) he also sold us our home under fraudulent terms, and it turns out that we weren't the only one's (go figure). Upon a little digging into David's background we found that he had had contact with the Attorney General, and he was ordered to pay $100's of thousands of dollars as a result of his fraudulent actions. This is all public knowledge and all one has to do is Google "David Kinas; Attorney General" to find the complaint and the consent decree. So, just like everybody else he's done business with, David Kinas sold us a home 1) not telling us that there was a HUGE balloon payment at the end of the 5 year contract, 2) had us fill out and sign a "deed in lieu of foreclosure," and 3) sold us a home that has a leaky roof and a bunch of plumbing issues. On top of all of that David sold us our home knowing that we would never be able to refinance, and eventually take every cent from our hands and leave us with nothing. This is where that "deed in lieu of foreclosure" comes in; you see, all David has to do is take that little piece of paper into the title agency and change ownership from us back to him. Keep in mind he can do this whether or not we are ontime with our payments. And all of the stories of the "roaches" all of the sudden started to make sense to me. Instead of going through the courts to obtain eviction paperwork and such, David spends all of that money on cocaine, booze, and hookers and then gives his "henchmen" a little cash or blow on the side to torment these people until they leave the property. Since sending multiple demand notices to David Kinas and his attorney Scott Gibson, we have had a poisened dog (of course there is no way I can prove who did it), and now a missing cat (again, no way for us to prove it), but I'm certain I know what happened after knowing David behind closed doors.

Back to the car. Since the accident my family decided that we needed a safe and reliable vehicle and we could no longer drive around the 2008 Honda Accord that David sold us. So, we obtained a new vehicle that is safer and we parked the vehicle David sold us in our back yard awaiting a trial in court to resolve all of these issues. Keep in mind we were still paying on this vehicle and have paperwork to prove that as well, but the "manager" declined all of our proof of payments. We decided to keep it locked "safe" in our back yard for evidence reasons when it became court time. Well, David has done it again! David hired a repossession agent to torment our family this time (no doubt someone he's instructed thouroughly) and this repossession agent (supposedly from ARS Towing) broke into our LOCKED yard, destroyed our fence in the process, and proceeded to take, not only the car, but all of my power tools in the process. This, after threatening to do so AND threatening to hurt me and my family physically.

David is a fraud. Always has been, and always will be. Like I stated earlier I only wished that I had seen all of the ripoff reports earlier. As I sit now, I luckily have a vehicle and a house, and all of my family is okay, but we're broken emotionally. My wife has talked of committing suicide, and I have all but done so myself. This man, David Kinas, is the most evil SOB I have ever come across in my lifetime, and what's worse; he's still aloud to conduct business in our city. I can only hope that through court proceedings (both mine and other's that I know of) he is brought to justice, and forced from ever doing business in Tucson again. If you are reading this and have gotten this far and been a victim of David Kinas in any way please speak up and do what's right for yourself and others. My attorney's are working dilligently to ensure this man see's the inside of a prison cell and we could use the voice of others effected to help that cause.

Oh, and one more thing. Since I know David will reply to this post with his standard "he is more than welcome to come discuss this in our offices" bit; know that discussions have already taken place, he has not been reasonable what-so-ever, and his response to our demand letters was pretty much an "F-U" and a slap in the face. I'm in the military and my unit will be deploying and with all of that stress on our families plate; I've now got to deal with David Kinas' fraudulent behavior and un-willingness to work with me and my wife.