• Report: #883037

Complaint Review: ACS Legal Department

  • Submitted: Tue, May 15, 2012
  • Updated: Tue, May 15, 2012

  • Reported By: tomlee — Central Falls Rhode Island United States of America
ACS Legal Department
Internet United States of America

ACS Legal Department These guys are trying to sue me and i never even heard of them! Internet

*Consumer Comment: google number

*Consumer Comment: Never heard of a case being "downloaded"

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First of all, this is what i am being approached with:

This is in reference to your Account number 4875133 with ACS in order to notify you that after making several calls to you on your phone number, we were not able to get hold of you. So the legal department of ACS has decided to mark this case as a flat refusal and press charges against you.

Your account with ACS is in Final Collections. According to our records, your outstanding balance is $893.37.

Do revert back if you want to get rid of these legal consequences and make a payment arrangement within the next 48 hours or else the case will be downloaded against you.

As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

It is quick and easy:

Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.

Contact us on 1-585-326-0000

If you do not take immediate action:                

We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $3379.87 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on
your name $893.37.

Thanks for being our customer,

ACS Legal Department

Mind you I haven't had a bank account since 2007. Just a Cash card from which i have all documentation of all transactions and I told them this.  Yet they still harass me.


This report was posted on Ripoff Report on 05/15/2012 10:36 AM and is a permanent record located here: http://www.ripoffreport.com/r/ACS-Legal-Department/internet/ACS-Legal-Department-These-guys-are-trying-to-sue-me-and-i-never-even-heard-of-them-Int-883037. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

google number


either google the phone number or hit the see rippoff reports of this company

scam all the way do not respond to them at all.
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#2 Consumer Comment

Never heard of a case being "downloaded"

AUTHOR: Southern Chemical and Equipment LLC - (USA)

These jerks must be in another country as their terminology and poor understanding of our legal system is obvious.

Tell them to go ahead and "download this case"....idiots.

The wording of the demand would indicate a threat of criminal prosecution. (Illegal).

And, they can only sue for the base amount owed + interst allowed by the contract at the contract rate unttil charge off, then the post charge off interest rate as allowed by law..., any then other "costs" must be awarded by the court. So...how does $893.37 become $3379.87???? (Impossible).

I can tell you for sure that this "legal dept" does not have even 1 actual licensed attorney on staff! Probably just a bunch of minimum wage pimply faced juveniles in cubicles...

Have fun with idiots!

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