I received three telephone calls yesterday in which I told them that I have never had a loan with their company and asked the name of their law firm. They just hung on me when that happened. Today I received the following email:
Due Amount- $996.45
Loan Company- Advance Cash America
You are going to be legally prosecuted within couple of days. Your Social Security Number has been marked as Red Flag by US Government, so before something goes wrong we would like to notify you about this matter.
It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Advance Cash America. At this point you have made your intentions clear and leave us no
choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
If we do not hear from you within 48 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the
right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at (301) 476-0008.
NOTE: THE MODE OF THE PAYMENT WOULD BE ONLY THROUGH MONEY PAK OR WESTERN UNION AS WE WILL NOT ACCEPT ANY VISA/MASTER DUE TO INSECURE PAYMENT GATEWAY.
IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON (301) 476-0008.
ACS LEGAL GROUP
LEGAL GROUP OF ATTORNEYS
I called these folks back and told them that to please stop contacting me as I have never had a loan with Cash Net USA. They hung up on me. I have been so scared that I have contacted my local police department to see if I have any warrants or lawsuit against me. I have contacted the FBI and US Marshals office to find out if there are any flags on me. All have stated no, but I am still so scared that every time I hear a car outside, I think a police officer is pulling up to my house. I cannot sleep either. I am so scared that I do not know what to do. I am also scared because my husband does not understand. When I first received this call, I told my husband out of caution and he told me that if I am getting this call than I must have a loan out there and proceeded to get angry with me. He was asking me why I would put us in debt with a stupid loan with a high interest rate. I told him I didn't, but he did not believe me. So I don't tell him anything anymore, which still makes me scared.