ACS Legal Group Advance Cash America Received a threating email saying I was under Federal investigation for non repayment of a loan that I never applied for or received Internet

Much to my surprise the other day, while checking my email, I found one titled "Urgent - Final Notification on Collections".  When I opened it, it stated that I owed $945.67 to a company called Advance Cash America.  I had never heard of this company or had any dealing with them.  It gave a phone number, which I called and was prompted to leave a message since apparently I had not called during "normal" business hours.  This was approximately 4pm EDT.  I did not leave a message.

I tried to search for ACS Legal Services and was told by Google that the web address could not be found and that was all the information they had.  I then did a search for Advance Cash America....which led me to this site with many more reports of fraud listed here.

I will be turning this information in to my bank today.  Printed out a copy of the email and the report page to give to them.  I know they have a fraud department there and hopefully they will be able to avert any fraudulent actions by this person