On May 27, 2009 I had received a call from caller ID unknown caller. There was a message on my phone stating that it is very important that I talk to Alan Stewart(?) today about an impending lawsuit at 949-502-0112. It said at the end that I need to call them immediately, the very second I receive the message, to stop the impending downfall that will befall me and may God help me. I thought it odd, and discussed it with my fiance. I attempted to call the number back and it told me it as disconnected. I received 3 more calls from this number and three more similar messages. It must have been a recording. On the fourth call, I answered and just listened. They hung up. They immediately called me back and asked if this was who I am and I said it was. The man on the phone then asked me for my attorney's information for the pending lawsuit. I asked him what this as in reference to and he asked me if I had been briefed on the lawsuit. I told him I didn't know what he was talking about and he started saying Oh my God, Oh my GOD! Then he told me to hold on while he got his supervisor on the phone. The supervisor got on the phone and also asked for my attorney's information. I asked him hat it was in regards to. He told me I had received a cash deposit for $5000+ in May of 2008 from Fast Cash International into my Bank account and then read me the bank account number. I asked him when and he said May of 2008. I told him I didn't know what he was taking about and to send me the paperwork. He told me that he couldn't because I was going to go to court for check fraud for not paying back the loan. He could send the paperwork to my attorney. I told him I was not giving him any information and that I would call the bank and my attorney myself. The man I spoke to got attitude he kept saying so? and and? then he told me to go ahead. He gave me the same number and told me he was calling from an attorney's office. He also stated that should I send him $5000+ they would be able to stop the legal proceedings. The man told me he is from California and that I needed to contact him by 11 am tomorrow morning or be in California for the court case. If I did not send him $5000+ they would arrest me in the morning and I would lose my job. I either needed to send them the money or be in California at 11 for the court date. Both of the men ( I believe it was the same man) had a foreign accents and I barely understood what they were saying.
When I got off the phone, I called my bank. They checked my records and I did not have any deposits other than counter deposits and direct deposits from May of last year. I explained to them what had happened and they said it sounded fraudulent and to contact the local police station. They put a note on my records and told me to put either a freeze on my account or change accounts altogether.
I then called the police station and waited for an officer to return my call. While I was waiting, I called my phone company EMBARQ. I spoke with Jeff and he looked up the number it's from Irvine, California. He checked and it is listed as an unpublished number. He Googled the number and it came up as a website that takes these unlisted number and you can read about them, so I Googled it too. There are numerous postings of people who say they have also received a phone call from a company called ACS Legal and they claimed that a company called Fast Cash International deposited money into their accounts as a payday loan that was never repaid.
I spoke with the police who also stated that they were filing a report and told me to file a complaint with the attorney generals office. For those who don't know, you can Google any phone number and find out information on it.
They then told me to come to California the next day for the hearing or I would be arrested and terminated from my job the next morning. They verified my name, account number, last four of my SS and everything. The phone company who investigated the number also stated that this company is out of Nigeria and the FBI is aware of it. It says that it should be reported. This company has repeatedly called me, a total of 23 times in one day. After I spoke to Rich Simmons(?) the supposed supervisor; this company called me every five minutes for the next 3 hours stating that it was important that I return the call. When it finally got on my nerves enough, I picked up the phone and I told them that I knew it was a fraud, and then I hung up. They immediately called me back and now they are claiming that they are pressing a charge of defamation of character onto my account with the other three charges. I contacted the FBI and filed a complaint. If you go to their website, you can file a complaint on the crime tips hotline. I also recommend filing a complaint with the attorney general in your state.
After I talked to Rich Simmons, the supposed supervisor, I told him that I was going to check with my bank. He almost dared me to do it. This company continued to call me every 5-10 minutes after that. Eventually, I got tired of hearing from them and I picked up the phone and stated that I knew they were a fraud. They then call me back again and stated that you called me and my partners a fraud. Now I will sue you for defamation of character and add it to the list of charges being brought against you. Apparently they are taking me to court for check fraud, failure of contract and non compliance to a warrant for my arrest.
After the last phone call, I called the phone company and got one of those identification settings on my phone. If an unknown caller calls my home, they have to say who they are and what they want before it will ring through. Then I have a choice of answering it or rejecting it. I haven't received a phone call since!