• Report: #120289

Complaint Review: AMERICAN MODERN HOME INSURANCE

  • Submitted: Mon, November 29, 2004
  • Updated: Mon, November 29, 2004

  • Reported By:LEXINGTON Kentucky
AMERICAN MODERN HOME INSURANCE
Cincinnati, Ohio U.S.A.

AMERICAN MODERN HOME INSURANCE ripoff INSURED MY MOTORCYCLE FOR $4373.74 AND ONLY PAID 2745.18 ON PAYOFF. BECAUSE THE INSURANCE ADJUSTER PUT A BIT FOR SALVAGE FOR 1350.00 WITHOUT GIVING ME THE OPTION TO BID ON IT MY SELF. CINCINNATI, OHIO

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American modern home ins co has an adjuster that totaled my motorcycle, and put a bid of salvage on it when he wrote his report.

From the first time he saw it it "he said " you know they will total it, and it's a shame, because it can be fix. It has 802 miles on it, one scatch on front fender and a small one on back, and scratch on handle bars that don't show. He said when he came to look at it that it would be a good salvage bike.

So they toal it for $4200.00 and and the ins co said since they had a salvage bid of $1350.00 all they would pay was $2745.18;

Now everything has already been done without talking to me! I should have first bid on the bike. I told everybody here at district court that he would get my motorcycle if he could, and he has.

I think this claim adjuster and or ins co should be reported!

I KNEW THAT THE INSURANCE ADJUSTER WANTED BY BIKE FOR THE TIME HE SAW IT. IT IS A 2004 HONDA SHODOW W/ 803 MILES ON IT. SOME OF THE THING REALLY DIDN'T HAVE TO BE REPAIRED. THE ADJUSTER'S NUMBER 502-741-2902

I think he is buying vehicles and or motorcycle and saling them, he should not be in this job!!

I have already lost $2000.00 on the down payment and still have to make payment on it, while he has the motorcycle for $1350.00!

How many more people has this happen to from the same adjuster and / or insurance co?

Jeri
LEXINGTON, Kentucky
U.S.A.

This report was posted on Ripoff Report on 11/29/2004 01:39 PM and is a permanent record located here: http://www.ripoffreport.com/r/AMERICAN-MODERN-HOME-INSURANCE/Cincinnati-Ohio/AMERICAN-MODERN-HOME-INSURANCE-ripoff-INSURED-MY-MOTORCYCLE-FOR-437374-AND-ONLY-PAID-274-120289. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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