- Report: #11863
Report - Rebuttal - Arbitrate
Complaint Review: AMERICREDIT AUTO FINANCING CO
AMERICREDIT AUTO FINANCING COARLINGTON, Texas U.S.A.
AMERICREDIT FINANCE COMPANY......
IN JULY I MAILED THEM A CASHIERS CHECK FOR THE FIRST 6 MONTHS INSTALLMENTS.
I WAS ADVISED BY ONE OF THEIR CUSTOMER SERVICE REPS TO INCLUDE A NOTE INDICATING I WANTED THE PAYMENTS APPLIED TO PAYMENT AND PRINCIPAL, WHICH I DID.
THAT PAYMENT WAS FOR AUGUST 2001 THRU JAN 2002. ON JAN 17 I WAKE TO FIND TWO REPO GUYS ATTEMPTING TO TAKE MY VEHICLE.
OF COURSE I WAS UNABLE TO REACH ANYONE IN THE OFFICE UNTIL 10AM CENTRAL TIME.
FROM THE START EACH REP I TALKED TO HAD THE NASTIEST ATTITUDE.
I WAS FINALLY ADVISED THAT THEY DO NOT ACCEPT LUMP SUM PAYMENTS.
THEY ACCEPT TWO MONTHS PAYMENT AND THE REST WAS APPLIED TO INTEREST. MAKING ME 3+ MONTHS BEHIND.
THEY SAID THE HAVE A MEMO STATING I WAS "TOLD" OF THIS POLICY.
MY NEXT ? WAS IF I WAS TOLD THAT WHY WOULD I SEND 6 MONTHLY PAYMENTS?
AT THE TIME I CAME INTO A LARGE SUM OF MONEY AND WAS ON THE SO-CALLED ROAD TO CREDIT RECOVERY.
I WOULD HAVE PURCHASED 3 SEPERATE CASHIERS CHECKS AND MADE PAYMENTS EVER TWO MONTHS.
NOW I DONT KNOW WHAT TO DO.
I WILL NOT SURRENDER POSSESSION OF MY VEHICLE UNTIL I HAVE MY DAY IN COURT.
AM I FIGHTING A LOSING BATTLE.
LET ME KNOW
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This report was posted on Ripoff Report on 01/18/2002 12:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/AMERICREDIT-AUTO-FINANCING-CO/ARLINGTON-Texas/AMERICREDIT-FINANCE-COMPANY-11863. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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