• Report: #11863

Complaint Review: AMERICREDIT AUTO FINANCING CO

  • Submitted: Fri, January 18, 2002
  • Updated: Sat, January 19, 2002

  • Reported By:chicago il
AMERICREDIT AUTO FINANCING CO
ARLINGTON, Texas U.S.A.

AMERICREDIT FINANCE COMPANY......

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IN JUNE OF 2001 I PURCHASED A 2001 CHEVY MALIBU. MY FIRST PAYMENT WAS DUE AUGUST 7TH.

IN JULY I MAILED THEM A CASHIERS CHECK FOR THE FIRST 6 MONTHS INSTALLMENTS.

I WAS ADVISED BY ONE OF THEIR CUSTOMER SERVICE REPS TO INCLUDE A NOTE INDICATING I WANTED THE PAYMENTS APPLIED TO PAYMENT AND PRINCIPAL, WHICH I DID.

THAT PAYMENT WAS FOR AUGUST 2001 THRU JAN 2002. ON JAN 17 I WAKE TO FIND TWO REPO GUYS ATTEMPTING TO TAKE MY VEHICLE.

OF COURSE I WAS UNABLE TO REACH ANYONE IN THE OFFICE UNTIL 10AM CENTRAL TIME.

FROM THE START EACH REP I TALKED TO HAD THE NASTIEST ATTITUDE.

I WAS FINALLY ADVISED THAT THEY DO NOT ACCEPT LUMP SUM PAYMENTS.

THEY ACCEPT TWO MONTHS PAYMENT AND THE REST WAS APPLIED TO INTEREST. MAKING ME 3+ MONTHS BEHIND.

THEY SAID THE HAVE A MEMO STATING I WAS "TOLD" OF THIS POLICY.

MY NEXT ? WAS IF I WAS TOLD THAT WHY WOULD I SEND 6 MONTHLY PAYMENTS?

AT THE TIME I CAME INTO A LARGE SUM OF MONEY AND WAS ON THE SO-CALLED ROAD TO CREDIT RECOVERY.

I WOULD HAVE PURCHASED 3 SEPERATE CASHIERS CHECKS AND MADE PAYMENTS EVER TWO MONTHS.

NOW I DONT KNOW WHAT TO DO.

I WILL NOT SURRENDER POSSESSION OF MY VEHICLE UNTIL I HAVE MY DAY IN COURT.

AM I FIGHTING A LOSING BATTLE.

LET ME KNOW

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This report was posted on Ripoff Report on 01/18/2002 12:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/AMERICREDIT-AUTO-FINANCING-CO/ARLINGTON-Texas/AMERICREDIT-FINANCE-COMPANY-11863. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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