AMERICREDIT AUTO FINANCING CO Americredit is holding my title to my car after I made all my payments and paid all of the late fees and interests that accumulated over a five year period. All of a sudden, they threw a balance of 1 Arlington, Texas

Crown Kia of Anniston, Alabama referred me to Americredit whom I never heard of before purchasing a Kia Optima.  These two must have a connection which I was not aware of before.  My credit was not that bad, and my mother was with me when I purchased my car.  My mother could have co-signed for my loan.  I had no idea that other people had been experiencing similar problems.  I just made what I thought was my last car payment after more than 5 years, but Americredit sent  a bill for $1200.00 to me and said that this amount was due now because my loan matured.  I paid all of the late charges and interest, and I should be able to apply for my title now.  I feel so hurt and let down.  I have been taken advantage of, and I would like to talk to everyone that would like to file a class action law suit against this company.