• Report: #128630

Complaint Review: AP9*SIMPLEESCAPES

  • Submitted: Sun, January 23, 2005
  • Updated: Wed, February 16, 2005

  • Reported By:arlington Virginia
AP9*SIMPLEESCAPES
9500 W.DODGE RD. OMAHA Nebraska 68114 Nationwide U.S.A.

AP9*SIMPLEESCAPES GIVE MY MONEY BACK YOU BAST****. ripoff OMAHA NEBRASKA *EDitor's Suggestions on how to get your money back into your bank account!

*Author of original report: WACHOVIA HANDLED THEIR BUSINESS!

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ON 1-23-05 I DISCOVERED A CHARGE ON MY DEBIT CARD ACCOUNT. I HAD SEEN THE CHARGE BEFORE, BUT OVER LOOKED IT BECAUSE I KNOW SOMETIMES PLACES I HAVE USED MY CARD MAY BE UNDER A DIFFERENT NAME THAN THE ACTUAL STORE WHERE THE PURCHASE WAS MADE. BUT I DECIDED TO INVESTIGATE FURTHER AND DISCOVERED IT WAS A RECURRING CHARGE AND I FLIPPED OUT BECAUSE I AM VERY AWARE OF THE DIRECT DRAFTS I HAVE AND THEY ONLY ARE BILLS.

I CONTACTED MY BANK WACHOVIA IMMEDIATELY AND PUT A STOP ON THE NAME AP*SIMPLEESCAPES AND TOLD THEM TO REJECT ANY CHARGES FROM THIS COMPANY UNTIL I GET TO THE BOTTOM OF THIS BECAUSE I HAVE NOT AUTHORIZED ANY SUCH CHARGES AND WILL DEMAND A FULL REFUND FROM THEM AND DEMAND THAT THEY CANCEL THIS BOGUS ACCOUNT.

I AM IN THE BEGINING STAGES OF THIS AND WILL POST MY RESULTS AFTER THIS IS SETTLED ,BUT I WILL REPORT THEM AND CALL MY ATTORNEY GENERAL AND REPORT THEM AND FIND OUT WHO SOLD MY INFO AND WILL CONSULT AN ATTORNEY ON HOW TO HOLD THEM LEGALLY ACCOUNTABLE FOR ALLOWING MY ACCOUNT NUMBER TO BE USED BY SOME ONE ELSE. BUT MY NUMBER SUGGESTION IS THAT KEEP A CLOSE EYE ON YOUR ACCOUNT AND QUESTION EVERYTHING IT IS BETTER THAT YOU QUESTION IT AND FIND YOU DID AUTHORIZE SOMETHING THAN TO HAVE A MONTHLY RECURRING CHARGE FOR SOMETHING YOU NO NOTHING ABOUT OR ISN'T BENEFITING FROM.

Mary
arlington, Virginia
U.S.A.

EDitor's Suggestions on how to get your money back!

HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:

Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!

DO NOT TAKE NO FOR AN ANSWER!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.

CHARGES TO YOUR CREDIT CARD

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
EDitor@RipoffReport.com
badbusinessbureau.com
www.ripoffreport.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

We are Consumer Advocates.
...the victims' advocate

WE are Civil and Human Rights Activists

We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

Click here to read other Rip Off Reports on Simple Escapes aka MWI

CLICK HERE ...*EDitor's NOTICE ..MWI Lawsuit filed

This report was posted on Ripoff Report on 01/23/2005 10:24 PM and is a permanent record located here: http://www.ripoffreport.com/r/AP9SIMPLEESCAPES/nationwide/AP9SIMPLEESCAPES-GIVE-MY-MONEY-BACK-YOU-BAST-ripoff-OMAHA-NEBRASKA-EDitors-Suggest-128630. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Author of original report

WACHOVIA HANDLED THEIR BUSINESS!

AUTHOR: Mary - (U.S.A.)

my money was given back to me by my bank first and i told them i was unaware of this fraudulent company and i did not authorize these charges and wachovia launched an investigation into these crooks and a few weeks later guess who had refunded all of my money simple escapes gave me back every dime.

So my suggestions to you is before you call them and get raving mad because their not going to give you your money back just call your bank and let them handle it they have the means and the mustle that you don't.
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