- Report: #472304
Report - Rebuttal - Arbitrate
Complaint Review: APPLIED BANK
APPLIED BANKP.o. Box 11170 Wilmington, Delaware U.S.A.
APPLIED BANK unfair fees Wilmington Delaware
*Consumer Comment: Heart Procedure Irrelevamt
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I had learned that Applied Bank used to be Cross Country Bank & had changed their name because they'd ruined their reputation & wanted a fresh start.
I agreed to pay $35/month & did so with no problem (all payments were made considerably early) for 8 months.
In March I was going in for a heart cathaterization, & set up with my bank online, the day before, to pay.
I inadvertantly made it for $30. instead of $35.
I had a 90% blockage in a major vein + diffussion disease. They were able to do angioplasy & stent on the 90% blockage only.
Well when I got my next Applied statement they had charged me a $32. late fee and $32 over limit fee--totally based on the $30 not being the agreed amount (I was not late & had not charged anything to make me over limit).
I called them & they refused to cancel the charges. I told them I will not pay another nickel until they cancel the unfair charges. Their response was to add more $32 late & $32 over limit fees in subsequent months.
Now it is in collection. I will gladly pay $35/mo. only if they wipe out the unfair fees.
Bottom line...I used their credit card very little before I cancelled it...I have paid hundreds of dollars altogether. They still claim I owe them about $500.00--My contention is that way over half is in crooked fees.
This report was posted on Ripoff Report on 07/22/2009 01:43 PM and is a permanent record located here: http://www.ripoffreport.com/r/APPLIED-BANK/Wilmington-Delaware-19850/APPLIED-BANK-unfair-fees-Wilmington-Delaware-472304. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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