- Report: #237989
Report - Rebuttal - Arbitrate
Complaint Review: APPLIED CARD BANK PKA CROSS COUNTRY BANK
APPLIED CARD BANK PKA CROSS COUNTRY BANKPO Box 10450 Wilmington, Deleware U.S.A.
APPLIED CARD BANK PKA CROSS COUNTRY BANK Hospitalized for 3 weeks and missed 1 payment.... Now they want two payments, late charge, over limit fees Wilmington Deleware
A business' first
line of defense
on the Internet.
If your business is
willing to make a
Click here now..
At the end of January I was hospitalized due to acute ulcers. During that time my February 6th payment was due....I didn't make it. My wife used the Applied Bank Card, and ran the card to 93.00 over my credit line. When I got my statment they said that I have to pay them 161 no later than March 8, or my account will be suspended.
During 4 years I have had the card I have always made my payments on time, and usually about double the minimum payment.
I emailed the customer service section and explained my prior medical situation, and asked them if they could readjust the payment due to a lower amount, reminding them of my perfect past payment record, and in the interest of good customer service.
Here is the response I just got by email from them:
"A required payment was not received on your Applied
Card Bank account and another payment is soon due.
As described in the letter you should have received,
you are unable to use your credit card for any purchases
or cash advances while your account is past due.
To bring your account up-to-date and prevent additional
late fees from being assessed, go to http://www.payacbonline.com
or call 800-998-4082 to make your payment of $161.00 today."
Hey, I just thought of something........I think I have that that disability/unemployment insurange that they push when you open an account!!!
At any rate, when the time comes for you to make your payment, make sure you are not in the hospitalk, in an accident, get arrested, go on a space shuttle mission, on a family emergency out of the country, meeting with the President, etc, etc, etc, cuz they don't cut any slack.......not for any reason!
San Diego, California
This report was posted on Ripoff Report on 03/03/2007 01:56 PM and is a permanent record located here: http://www.ripoffreport.com/r/APPLIED-CARD-BANK-PKA-CROSS-COUNTRY-BANK/Wilmington-Deleware-19850/APPLIED-CARD-BANK-PKA-CROSS-COUNTRY-BANK-Hospitalized-for-3-weeks-and-missed-1-payment-237989. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.