My wife received a letter today from ARA Inc. in her maiden name. The letter went just like this:
P.O. Box 5002
Villa Park, IL 60181
Tel:(888) 409-5060 Fax:(888) 315-1550
Hours: Monday-Friday 8:00am to 5:00pm
This letter is to inform you that ARA Inc. has recently obtained and now is the legal owner of your Ameristar Financial Llc Account. All obligations regarding this debt and any applicable interest and fees have been fully transferred to this office. As of today you owe $12,633.55, which is now due in full.
Your financial and credit history are currently being reviewed by our finalization department to determine our next course of action. Should this debt go unpaid our intention is to seek whatever remedies are available. Please remit a check for the amount of $12,633.55 payable to ARA Inc. along with the payment sli[ above in the self addressed envelope provided. Within 30 days of full payment, you will receive a paid in full letter for your permanent records.
If you are unable to pay the entire balance in full, please call Mark Farmer at ext. 3402 Monday to Friday 8:00 am - 5:00 pm central to discuss acceptable payment arrangements and answer any questions you may have. Please retain the balance of this letter for your records.
This is an attempt to collect a debt. Any information obtained will be used for that purpose. Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion thereof, this office will assume that the debt is valid. If you notify this office in writting within 30 day of receiving this notice, that you disputee the validity of the debt or any portions of thereof, this office will obtain a copy of a judgement and mail you a copy of such verification. If you request in writing, within 30 days after receiving this notice, this office will provide you the name and address of the original ORIGINAL CREDITOR, if different that the current ORIGINAL CREDITOR.
Please note that the name, address, supposed original creditor acct. number, and ARA file number have been withheld from the above copied letter that my wife received. She has never had an account with Ameristar Financial Llc.
So you can bet on it that we will respond in writing within 30 days of receipt of this letter/notice so they can go ahead and obtain a copy of a judgement and mail to her a copy of such verification. We shall also request in writing the name and address of the original ORIGINAL CREDITOR, if different that the current ORIGINAL CREDITOR.
Wow! Did you notice any of the mis-spelled words or incomplete sentences in the above write-up that she received from ARA Inc.. So did we and that is why we put them in just the way they sent it all professional like. Should we get a valid response from ARA Inc. as they so stated then we will provide that also.