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  • Report: #417924

Complaint Review: ASPIRE VISA

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  • Submitted: Thu, January 29, 2009
  • Updated: Fri, January 30, 2009

  • Reported By:Charlotte North Carolina
ASPIRE VISA
PO Box 105555 Atlanta, Georgia U.S.A.

ASPIRE VISA Closed account and excessive fees Atlanta Georgia

*Consumer Comment: ASPIRE VISA / COMPUCREDIT NEEDS TO BE SUED FOR CREDIT DESTRUCTION DAMAGES TO EVERYONES CLOSED ACCOUNTS

*Consumer Comment: ASPIRE VISA / COMPUCREDIT NEEDS TO BE SUED FOR CREDIT DESTRUCTION DAMAGES TO EVERYONES CLOSED ACCOUNTS

*Consumer Comment: ASPIRE VISA / COMPUCREDIT NEEDS TO BE SUED FOR CREDIT DESTRUCTION DAMAGES TO EVERYONES CLOSED ACCOUNTS

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In December 2008, received written notice of cancellation of credit card program. ASPIRE raised the rate of interest on a closed account; charged late and over the limit fees; and, Insurance Premiums which in turn increased my credit card balance.

Contacted the company in January to stop the Insurance Premiums but was billed for it anyway. Informed ASPIRE, I will only pay the balance dueon my purchases and interest only. Contacted ASPIRE via email, telephoned; and, sent a fax to cancel the Insurance Premiums. I am still trying to get this charge stopped. I refuse to pay any tacked on fees to make them more money.

ASPIRE VISA is a fraudulent company; and, is making money hand over fist from every card holder whose account was closed. This also has a negative impact on my credit report. At this rate, my account balance will never be reduced as my payments are going towards interest and excessive fees.

Chrisesmom
Charlotte, North Carolina
U.S.A.

This report was posted on Ripoff Report on 01/29/2009 05:51 PM and is a permanent record located here: http://www.ripoffreport.com/r/ASPIRE-VISA/Atlanta-Georgia-30348-5555/ASPIRE-VISA-Closed-account-and-excessive-fees-Atlanta-Georgia-417924. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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Updates & Rebuttals

#1 Consumer Comment

ASPIRE VISA / COMPUCREDIT NEEDS TO BE SUED FOR CREDIT DESTRUCTION DAMAGES TO EVERYONES CLOSED ACCOUNTS

AUTHOR: Aspire Sucks - (U.S.A.)

RECENT LAWSUIT AGAINST COMPUCREDIT WHICH IS THE PARENT COMPANY OF ASPIRE VISA CARD
---------------------------------------------------------------------------------------
Credit Card Marketer to Provide At Least $114 Million in Consumer Redress to Settle FTC Charges of Deceptive Conduct.
For Release: December 19, 2008 COMPUCREDIT / ASPIRE VISA Subprime
Credit Card Marketer to Provide At Least $114 Million in Consumer
Redress to Settle FTC Charges of Deceptive Conduct.

Click on FTC website type in COMPUCREDIT TO SEE PREVIOUS LAWSUIT SETTLEMENT SHOULD BE AT THE TOP.
---------------------------------------------------------------------------------------

THIS COMPANY NEEDS TO BE SUED FOR RUINING EVERYONES CREDIT WHOS ACCOUNTS WERE CLOSED WITH A BALANCE. THEY GAVE NO WARNING TO THE CLOSURE OF ACCOUNTS OTHER THAN A LETTER 1 WEEK BEFORE THEY DID IT. FOR PEOPLE WITH A BALANCE OF $5000.00 THE CREDIT BUREAUS READ EVERYONES SCORE BY LOOKING AT THE BALANCE AND AVAILABLE CREDIT. WELL THESE ASSHOLES PUT AVAILABLE CREDIT AT ZERO. THIS IS A READ FLAG TO ALL CREDIT BUREAUS AND WILL MAKE YOUR CREDIT SCORE PLUMMET EVERY SINGLE DAY UNTIL YOUR BALANCE MATCHES THE AVAILABLE CREDIT.

MOST PEOPLE THAT HELD THESE CARDS ALWAYS CARRIED A BALANCE SO IT IS DIFFICULT TO GET THEM PAID OFF, NOW MORE THAN EVER IN THIS ECONOMY. THE RESULT OF EVERYONE WHO HAS AN OUTSTANDING BALANCE IS YOUR SCORE WILL DROP LIKE MINE HAS. I HAVE ALREADY DROPPED 38 POINTS AND THIS IS DIRECTLY LINKED TO ASPIRE VISA. GRANTED THIS HAS ONLY BEEN ONE MONTH CAN'T WAIT TO SEE WHERE IT IS AT MIDDLE OF THE YEAR IF MY BALANCE ISN'T PAID OFF.

THERE NEEDS TO BE A NATIONWIDE CLASS ACTION LAWSUIT AGAINST COMPUCREDIT & ASPIRE VISA FOR THE FINANCIAL DEVESTATION THAT HAVE PUT ON EVERY CARD HOLDER WITH AN OUTSTANDING BALANCE.

THE COST TO EACH AND EVERY CARD HOLDER ARE:

1) INCREASED INTEREST RATES ON MORTGAGES (COSTING THOUSANDS PER YEAR)
2) INCREASED INTEREST RATES ON CAR LOANS (COSTING THOUSANDS PER YEAR)
3) INCREASED INTEREST RATES ON CREDIT CARDS (COSTING THOUSANDS PER YEAR)
4) INCREASED INTEREST RATES ON LINES OF CREDIT (COSTING THOUSANDS PER YEAR)
5) CREDIT REPAIR SERVICES TO CLEAN UP WHAT THEY DID TO RUIN EVERYONES CREDIT
6) THE INABILITY TO GET A LOAN ON ANY OF THE ABOVE BECAUSE THEY RUINED YOUR CREDIT

I PLAN ON SUING THIS COMPANY FOR $500,000.00 FOR THE COST OF EVERYTHING ABOVE THAT WILL HAVE A DEVASTATING EFFECT ON MY FINANCIAL SITUATION FOR THE NEXT 5 YEARS. HAVING TO PURCHASE A HOME AND PAY MORE UNTIL MY CREDIT IS RESTORED THEN ONCE IT IS RESTORED HAVING TO REFINANCE TO BRING DOWN MY OVER ALL INTEREST RATE TO WHERE IT WAS BEFORE ASPIRE VISA RUINED MY CREDIT. THE SAME GOES FOR A NEW CAR PURCHASE, CREDIT CARDS AND FUTURE LINES OF CREDIT.

I AM GETTING THE BEST LAWYER IN THE COUNTRY TO TAKE THIS COMPANY DOWN FOR GOOD. THEY WILL BE SUED AND THEY WILL REFUND AND PAY FOR THE DAMAGES THEY HAVE DONE TO EVERY CARD HOLDERS CREDIT.

DO NOT LET THIS COMPANY GET AWAY WITH WHAT THEY ARE DOING TO YOUR CREDIT AS A CURRENT & PREVIOUS CARD HOLDER. CALL THE FTC, WRITE YOUR STATE ATTORNEY GENERAL, CALL FDIC, CALL YOUR LAWYER, CALL THE BEST LAWYERS IN THE COUNTRY FOR CREDIT CARD LAWSUITS (MAKE SOME NOISE!!!). MAKE YOUR VOICE HEARD ON THIS MESSAGE BOARD FOR RIP OFF REPORT. AND MOST OF ALL DO NOT GIVE UP YOUR FIGHT UNTIL THIS COMPANY AND IT'S CEO (Mr. David G. Hanna) ARE BROUGHT TO JUSTICE FOR THE FINANCIAL HARDSHIP YOU WILL SUFFER BY THE RESULTS OF THEM ZEROING OUT YOUR BALANCE AND RUINING YOUR CREDIT FOR LIFE. MAKE THEM PAY AND MAKE SURE NO OTHER CREDIT CARD COMPANY WILL BE ABLE TO DO THIS TO ANYONE IN THE FUTURE.


ASPIRE VISA CLASS ACTION LAWSUIT, COMPUCREDIT CLASS ACTION LAWSUIT
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#2 Consumer Comment

ASPIRE VISA / COMPUCREDIT NEEDS TO BE SUED FOR CREDIT DESTRUCTION DAMAGES TO EVERYONES CLOSED ACCOUNTS

AUTHOR: Aspire Sucks - (U.S.A.)

RECENT LAWSUIT AGAINST COMPUCREDIT WHICH IS THE PARENT COMPANY OF ASPIRE VISA CARD
---------------------------------------------------------------------------------------
Credit Card Marketer to Provide At Least $114 Million in Consumer Redress to Settle FTC Charges of Deceptive Conduct.
For Release: December 19, 2008 COMPUCREDIT / ASPIRE VISA Subprime
Credit Card Marketer to Provide At Least $114 Million in Consumer
Redress to Settle FTC Charges of Deceptive Conduct.

Click on FTC website type in COMPUCREDIT TO SEE PREVIOUS LAWSUIT SETTLEMENT SHOULD BE AT THE TOP.
---------------------------------------------------------------------------------------

THIS COMPANY NEEDS TO BE SUED FOR RUINING EVERYONES CREDIT WHOS ACCOUNTS WERE CLOSED WITH A BALANCE. THEY GAVE NO WARNING TO THE CLOSURE OF ACCOUNTS OTHER THAN A LETTER 1 WEEK BEFORE THEY DID IT. FOR PEOPLE WITH A BALANCE OF $5000.00 THE CREDIT BUREAUS READ EVERYONES SCORE BY LOOKING AT THE BALANCE AND AVAILABLE CREDIT. WELL THESE ASSHOLES PUT AVAILABLE CREDIT AT ZERO. THIS IS A READ FLAG TO ALL CREDIT BUREAUS AND WILL MAKE YOUR CREDIT SCORE PLUMMET EVERY SINGLE DAY UNTIL YOUR BALANCE MATCHES THE AVAILABLE CREDIT.

MOST PEOPLE THAT HELD THESE CARDS ALWAYS CARRIED A BALANCE SO IT IS DIFFICULT TO GET THEM PAID OFF, NOW MORE THAN EVER IN THIS ECONOMY. THE RESULT OF EVERYONE WHO HAS AN OUTSTANDING BALANCE IS YOUR SCORE WILL DROP LIKE MINE HAS. I HAVE ALREADY DROPPED 38 POINTS AND THIS IS DIRECTLY LINKED TO ASPIRE VISA. GRANTED THIS HAS ONLY BEEN ONE MONTH CAN'T WAIT TO SEE WHERE IT IS AT MIDDLE OF THE YEAR IF MY BALANCE ISN'T PAID OFF.

THERE NEEDS TO BE A NATIONWIDE CLASS ACTION LAWSUIT AGAINST COMPUCREDIT & ASPIRE VISA FOR THE FINANCIAL DEVESTATION THAT HAVE PUT ON EVERY CARD HOLDER WITH AN OUTSTANDING BALANCE.

THE COST TO EACH AND EVERY CARD HOLDER ARE:

1) INCREASED INTEREST RATES ON MORTGAGES (COSTING THOUSANDS PER YEAR)
2) INCREASED INTEREST RATES ON CAR LOANS (COSTING THOUSANDS PER YEAR)
3) INCREASED INTEREST RATES ON CREDIT CARDS (COSTING THOUSANDS PER YEAR)
4) INCREASED INTEREST RATES ON LINES OF CREDIT (COSTING THOUSANDS PER YEAR)
5) CREDIT REPAIR SERVICES TO CLEAN UP WHAT THEY DID TO RUIN EVERYONES CREDIT
6) THE INABILITY TO GET A LOAN ON ANY OF THE ABOVE BECAUSE THEY RUINED YOUR CREDIT

I PLAN ON SUING THIS COMPANY FOR $500,000.00 FOR THE COST OF EVERYTHING ABOVE THAT WILL HAVE A DEVASTATING EFFECT ON MY FINANCIAL SITUATION FOR THE NEXT 5 YEARS. HAVING TO PURCHASE A HOME AND PAY MORE UNTIL MY CREDIT IS RESTORED THEN ONCE IT IS RESTORED HAVING TO REFINANCE TO BRING DOWN MY OVER ALL INTEREST RATE TO WHERE IT WAS BEFORE ASPIRE VISA RUINED MY CREDIT. THE SAME GOES FOR A NEW CAR PURCHASE, CREDIT CARDS AND FUTURE LINES OF CREDIT.

I AM GETTING THE BEST LAWYER IN THE COUNTRY TO TAKE THIS COMPANY DOWN FOR GOOD. THEY WILL BE SUED AND THEY WILL REFUND AND PAY FOR THE DAMAGES THEY HAVE DONE TO EVERY CARD HOLDERS CREDIT.

DO NOT LET THIS COMPANY GET AWAY WITH WHAT THEY ARE DOING TO YOUR CREDIT AS A CURRENT & PREVIOUS CARD HOLDER. CALL THE FTC, WRITE YOUR STATE ATTORNEY GENERAL, CALL FDIC, CALL YOUR LAWYER, CALL THE BEST LAWYERS IN THE COUNTRY FOR CREDIT CARD LAWSUITS (MAKE SOME NOISE!!!). MAKE YOUR VOICE HEARD ON THIS MESSAGE BOARD FOR RIP OFF REPORT. AND MOST OF ALL DO NOT GIVE UP YOUR FIGHT UNTIL THIS COMPANY AND IT'S CEO (Mr. David G. Hanna) ARE BROUGHT TO JUSTICE FOR THE FINANCIAL HARDSHIP YOU WILL SUFFER BY THE RESULTS OF THEM ZEROING OUT YOUR BALANCE AND RUINING YOUR CREDIT FOR LIFE. MAKE THEM PAY AND MAKE SURE NO OTHER CREDIT CARD COMPANY WILL BE ABLE TO DO THIS TO ANYONE IN THE FUTURE.


ASPIRE VISA CLASS ACTION LAWSUIT, COMPUCREDIT CLASS ACTION LAWSUIT
Respond to this report!
What's this?

#3 Consumer Comment

ASPIRE VISA / COMPUCREDIT NEEDS TO BE SUED FOR CREDIT DESTRUCTION DAMAGES TO EVERYONES CLOSED ACCOUNTS

AUTHOR: Aspire Sucks - (U.S.A.)

RECENT LAWSUIT AGAINST COMPUCREDIT WHICH IS THE PARENT COMPANY OF ASPIRE VISA CARD
---------------------------------------------------------------------------------------
Credit Card Marketer to Provide At Least $114 Million in Consumer Redress to Settle FTC Charges of Deceptive Conduct.
For Release: December 19, 2008 COMPUCREDIT / ASPIRE VISA Subprime
Credit Card Marketer to Provide At Least $114 Million in Consumer
Redress to Settle FTC Charges of Deceptive Conduct.

Click on FTC website type in COMPUCREDIT TO SEE PREVIOUS LAWSUIT SETTLEMENT SHOULD BE AT THE TOP.
---------------------------------------------------------------------------------------

THIS COMPANY NEEDS TO BE SUED FOR RUINING EVERYONES CREDIT WHOS ACCOUNTS WERE CLOSED WITH A BALANCE. THEY GAVE NO WARNING TO THE CLOSURE OF ACCOUNTS OTHER THAN A LETTER 1 WEEK BEFORE THEY DID IT. FOR PEOPLE WITH A BALANCE OF $5000.00 THE CREDIT BUREAUS READ EVERYONES SCORE BY LOOKING AT THE BALANCE AND AVAILABLE CREDIT. WELL THESE ASSHOLES PUT AVAILABLE CREDIT AT ZERO. THIS IS A READ FLAG TO ALL CREDIT BUREAUS AND WILL MAKE YOUR CREDIT SCORE PLUMMET EVERY SINGLE DAY UNTIL YOUR BALANCE MATCHES THE AVAILABLE CREDIT.

MOST PEOPLE THAT HELD THESE CARDS ALWAYS CARRIED A BALANCE SO IT IS DIFFICULT TO GET THEM PAID OFF, NOW MORE THAN EVER IN THIS ECONOMY. THE RESULT OF EVERYONE WHO HAS AN OUTSTANDING BALANCE IS YOUR SCORE WILL DROP LIKE MINE HAS. I HAVE ALREADY DROPPED 38 POINTS AND THIS IS DIRECTLY LINKED TO ASPIRE VISA. GRANTED THIS HAS ONLY BEEN ONE MONTH CAN'T WAIT TO SEE WHERE IT IS AT MIDDLE OF THE YEAR IF MY BALANCE ISN'T PAID OFF.

THERE NEEDS TO BE A NATIONWIDE CLASS ACTION LAWSUIT AGAINST COMPUCREDIT & ASPIRE VISA FOR THE FINANCIAL DEVESTATION THAT HAVE PUT ON EVERY CARD HOLDER WITH AN OUTSTANDING BALANCE.

THE COST TO EACH AND EVERY CARD HOLDER ARE:

1) INCREASED INTEREST RATES ON MORTGAGES (COSTING THOUSANDS PER YEAR)
2) INCREASED INTEREST RATES ON CAR LOANS (COSTING THOUSANDS PER YEAR)
3) INCREASED INTEREST RATES ON CREDIT CARDS (COSTING THOUSANDS PER YEAR)
4) INCREASED INTEREST RATES ON LINES OF CREDIT (COSTING THOUSANDS PER YEAR)
5) CREDIT REPAIR SERVICES TO CLEAN UP WHAT THEY DID TO RUIN EVERYONES CREDIT
6) THE INABILITY TO GET A LOAN ON ANY OF THE ABOVE BECAUSE THEY RUINED YOUR CREDIT

I PLAN ON SUING THIS COMPANY FOR $500,000.00 FOR THE COST OF EVERYTHING ABOVE THAT WILL HAVE A DEVASTATING EFFECT ON MY FINANCIAL SITUATION FOR THE NEXT 5 YEARS. HAVING TO PURCHASE A HOME AND PAY MORE UNTIL MY CREDIT IS RESTORED THEN ONCE IT IS RESTORED HAVING TO REFINANCE TO BRING DOWN MY OVER ALL INTEREST RATE TO WHERE IT WAS BEFORE ASPIRE VISA RUINED MY CREDIT. THE SAME GOES FOR A NEW CAR PURCHASE, CREDIT CARDS AND FUTURE LINES OF CREDIT.

I AM GETTING THE BEST LAWYER IN THE COUNTRY TO TAKE THIS COMPANY DOWN FOR GOOD. THEY WILL BE SUED AND THEY WILL REFUND AND PAY FOR THE DAMAGES THEY HAVE DONE TO EVERY CARD HOLDERS CREDIT.

DO NOT LET THIS COMPANY GET AWAY WITH WHAT THEY ARE DOING TO YOUR CREDIT AS A CURRENT & PREVIOUS CARD HOLDER. CALL THE FTC, WRITE YOUR STATE ATTORNEY GENERAL, CALL FDIC, CALL YOUR LAWYER, CALL THE BEST LAWYERS IN THE COUNTRY FOR CREDIT CARD LAWSUITS (MAKE SOME NOISE!!!). MAKE YOUR VOICE HEARD ON THIS MESSAGE BOARD FOR RIP OFF REPORT. AND MOST OF ALL DO NOT GIVE UP YOUR FIGHT UNTIL THIS COMPANY AND IT'S CEO (Mr. David G. Hanna) ARE BROUGHT TO JUSTICE FOR THE FINANCIAL HARDSHIP YOU WILL SUFFER BY THE RESULTS OF THEM ZEROING OUT YOUR BALANCE AND RUINING YOUR CREDIT FOR LIFE. MAKE THEM PAY AND MAKE SURE NO OTHER CREDIT CARD COMPANY WILL BE ABLE TO DO THIS TO ANYONE IN THE FUTURE.


ASPIRE VISA CLASS ACTION LAWSUIT, COMPUCREDIT CLASS ACTION LAWSUIT
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