I became a member of this service October 2007 and was not given honest information regarding services, fees, or outcomes. I was informed by there sales department that Access Capital of an 82% chance of negative items removed from credit reports and they were able to remove nothing.
Then I was told that they would get my loan approved based on the new established credit since they could not get any credit items removed from my reports. I also signed their 'Personal Credit Restoration Program Contract,' which gave them a 'limited power of attorney,' so thy could obtain information and improve my personal credit score.
I have had to further pay for all credit reports, and the cost of mailing them to them...this was not included in the fees. Then they asked me to sign up for a credit monitoring service, which was out of my pocket, so they can monitor there so called success.
I completed forms for Trade Accounts application so they can do exactly what the previous person posted on this site. They get you an account with Quill and Office Depot to "build company credit" and then cant get you a loan.
I was then informed of a fee to obtain the loan that was never documented or mentioned from the sales department. They then removed that loan discount fee since I am sure they were aware of the tactics of misrepresentation from the sales department.
I was then told that they can not get my company a loan which is the business Access Capital performs.
I have left numerous emails and phone calls for there employees (which access capital has records of) and they have never been returned. 1700 dollars has been spent on there bankruptcy recovery program and they have yet to remove the bankruptcy or obtain funding for my company.
Do the research, this company is a fraud. They misrespresent themselves and can't deliver.
Every wonder why they are not members of the BBB? Its because they know there practice is corrupt.
The bottom line is they advertise they can get your company funding and they can not. They charge enormous fees for services that are not rendered.
I strongly urge you to run from this company.
1700 dollars poorer, New Jersey