Acess Capital Credit Debt collector Used threat against me. stated that they would ruin my credit if I did not comply with there demands at once El Cajon, California

Less than a year ago I registered my partner and myself with the Wave Center in San Diego.  It a Gym that uses what used to be the old Mission Beach Plunge. Monthly payment dues were taken out of my checking account.   Months went by with payment being taken out without us ever setting foot into the facility due my partner having two strokes and I severe knee problem making it difficult to walk. 

It was at this time that I had my identity stolen and all my accounts were changed.  I truly forgot about this auto deduction.  When they called I explained the situation but they didn't care.  They said I needed to make up the past payments and continue with them.  Explaining to them that we had never used the facility that I though this was unfair.   They did not care.