• Report: #941113

Complaint Review: Advance Me Today

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  • Submitted: Fri, September 14, 2012
  • Updated: Tue, January 08, 2013

  • Reported By: Sheilacbs — Oakland California United States of America
Advance Me Today
PO BOX 1124-1007 San Jose, Select State/Province Costa Rica

Advance Me Today Excessive interest charges for loans. If loan is not paid within one month $150.00 is charged each month. San Jose Costa Rico

*Consumer Comment: Advance me today and other payday loans

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Advance Me Today advertises Pay Day Loans online. Pay Day loan implies, you get the loan and the company deducts the amount plus a fee on your Pay Day.

For this loan, you need to contact the company and notify them ahead of time that you plan to pay the full amount. If you do not call them at a specified time, you are charged $150.00 interest only.

I took out a $500 loan in May. I have paid over $600 in interest and only $50 in premium. I called last month inquiring about paying the loan off. I was charged another $150 and told today"you did not let us know""we loaned you the money didn't we, now you have to pay" I felt like I was dealing with a loan shark.

This is a total RIP OFF!! In order to pay in full I will need to pay another $500 which is the amount of the original loan. Before this is over I would have paid over $1000.00 for a $500 loan.200% interest!!

Sheila
Oakland,CA

This report was posted on Ripoff Report on 09/14/2012 09:21 AM and is a permanent record located here: http://www.ripoffreport.com/r/Advance-Me-Today/San-Jose-Select-StateProvince-/Advance-Me-Today-Excessive-interest-charges-for-loans-If-loan-is-not-paid-within-one-mon-941113. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Advance me today and other payday loans

AUTHOR: Susan - (United States of America)

In response to any of the payday loans, they are giving you the info when you apply for the loan. The interest is high. Some companies have a set payment amount you pay each month with the interest built in. Others charge you interest only upfront for the payments for the first 3 or 4 payments, then you add extra and pay down the amount, and yourm onthly payment will also go down.

You have to read all of the contract and ask to have it explained. This is how they work. You do end up paying double the amount you borrowed. This is how they all work.
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