- Report: #420840
Report - Rebuttal - Arbitrate
Complaint Review: Advanta Bank Corporation - Cirrus
Advanta Bank Corporation - CirrusP.O.Box 8088 Philadelphia, Pennsylvania U.S.A.
Advanta Bank Corporation - Cirrus APR Raised to 37.18% on Good Payment Record, Never Late Philadelphia Pennsylvania
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When I called them to see what the problem was, I was told that they decided to take a look at my credit record and because I was more in debt than they liked and therefore "MIGHT" default in my payments, they decided to raise my rates.
This was so unreasonable. They don't know how much money I have in the bank, or stocks that I might not want to liquidate, nothing at all about me except that I paid on time, did not go over limit, and had a GOOD credit rating when they looked.
And here they have been given BILLIONS of our tax dollars to bail out the banks! They decided that wasn't enough. They said they checked everyone's credit reports and if they decided THEY didn't like them, they just juiced up their rates to an ungodly, usurious rate. If it's not usury, I don't know what else you could call it except GREED.
Is this happening to anyone else out there? Any way we could tell Washington on them?
Greensboro, North Carolina
This report was posted on Ripoff Report on 02/05/2009 08:41 PM and is a permanent record located here: http://www.ripoffreport.com/r/Advanta-Bank-Corporation-Cirrus/Philadelphia-Pennsylvania-19101-8088/Advanta-Bank-Corporation-Cirrus-APR-Raised-to-3718-on-Good-Payment-Record-Never-Late-420840. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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