Afni Collections Agency The next biggest scam in america Bloomington, New York

I was trying to refinance when my bank told me that they could not because of a collections against my report.  I was quite surprised as I have excellent credit and have never had any such derogatory information as this against me.  I contacted the credit reporting agency and was told my Equifax that this company has me down for $64.00.  The catch is that they have me listed as having service in 2007 but with an address which is 12 years ago.  when I contacted them and told them that I never had a Verizon account which is true they got very annoyed with me.  I sopke with Rhonda and she was not helpful at all.  I told her that I make enough money to pay this off but this type of injustice cannot me tolerated and I am asking for an investigation.  The other major problem I have with this company is that they can only identify you by your SS#.  It is against the law to ask someone for their SS# and to store it for that matter.  I am willing to bring this company to justice if anyone else wants to.  Why is the Government allowing such to go on.