• Report: #232881

Complaint Review: Afni Collections

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  • Submitted: Fri, January 26, 2007
  • Updated: Fri, January 26, 2007

  • Reported By:Hereford Texas
Afni Collections
404 Brock Drive Bloomington, Illinois U.S.A.

Afni Collections, Inc Received collection ltr, 13+ year questionable debt Ripoff Bloomington Illinois

*Consumer Suggestion: AFNI CONTACT INFO

*Consumer Suggestion: There is an attorney who is considering a class action.

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Received a ltr from Afni Collections Inc for an account they state is owed from 13+ years ago. Have no idea if this is legit or not. It could be. I can't prove either way. My local attorney states there is a 4 year statute of limitation on bebt collecting. Would like to be a part of any legal class action law suit against Afni Collections Inc.

Dan
Hereford, Texas
U.S.A.

This report was posted on Ripoff Report on 01/26/2007 03:06 PM and is a permanent record located here: http://www.ripoffreport.com/r/Afni-Collections/Bloomington-Illinois-61702-3427/Afni-Collections-Inc-Received-collection-ltr-13-year-questionable-debt-Ripoff-Bloomingt-232881. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

AFNI CONTACT INFO

AUTHOR: P - (U.S.A.)

Corporate Headquarters
404 Brock Drive
Bloomington, IL 61702-3097
800.767-2364

Afni, Inc.
404 Brock Drive
Bloomington, IL 61702 USA
Contact: Jim Hess, Director, Business Development
Phone: 800-767-2364, ext. 3321
Fax: 309-820-2632
Email: jimhess@afninet.com Afni, Inc. IL 309-663-4510 Jim Hess
Website: afninet.com
President and COO:
RONALD L GREENE
404 BROCK DRIVE
BLOOMINGTON 61701

Secretary: GREGORY J DONOVAN same address

Bruce F. Griffin
Chairman and Chief Executive Officer

Ronald L. Greene
President and Chief Operating Officer

Greg Donovan, CPA
Vice President of Employee Services

Stenia Dziadiw
Vice President of Sales & Business Development

Michael D. Garner
Vice President of Call Center Services

John Mobley, Jr.
Vice President, Information Technology Services and

Chief Information Officer

John O'Donnell
Vice President of Credit & Collections Services


Organization Number 0491821
Name AFNI, INC.
Profit or Non-Profit P - Profit
Company Type FCO - Foreign Corporation *****
Status A - Active
Standing G - Good
State IL
File Date 3/27/2000
Authority Date 3/27/2000
Last Annual Report 5/1/2006
Principal Office 404 BROCK DRIVE
BLOOMINGTON, IL 61701
Registered Agent C T CORPORATION SYSTEM
KENTUCKY HOME LIFE BLDG
LOUISVILLE, KY 40202

Current Officers
President Ronald L. Greene
Vice President Gregory J. Donovan
Secretary Gregory J. Donovan
Treasurer V. Curtis Oyer
Director Bruce F. Griffin
Director Ronald L. Greene


This organization has no assumed names
Previous Names
previous company names:
06/24/1986 - CREDIT CHECK INC.
06/29/2000 - ANDERSON FINANCIAL NETWORK, INC.

For collection-related inquiries, contact our Recovery Team at 1.800.371.3645, by mail at Afni, Inc. PO Box 3517, Bloomington, IL 61701 or email at: recoveryteam@afninet.com.

To handle your collections account on the internet, visit the collections website at AfniCollections.com


Important Note Regarding Collection-Related Inquiries:
If you choose to communicate via email, please remember that no matter how many measures Afni takes to ensure the confidentiality of your email, the Internet may be a non-secure medium for communication. If you choose to communicate your collection-related inquiry via email, Afni cannot be responsible for any possible disclosure of an account to a third party

COLLECTIONS PORTION OF THE COMPANY URL APPEARS TO BE AFNINET.COM

Anderson Financial Network, Inc.
404 Brock Drive
Bloomington, IL 61701
Administrative Contact:
Girard, Chris g@AFNINET.COM
Afni
404 Brock Dr
Bloomington, IL 61701
(309) 828-5226 fax: (309) 820-2610

Technical Contact:
Anderson Financial Network, Inc. oktober_isbell@HOTMAIL.COM
404 BROCK DR
BLOOMINGTON, IL 61701-2654
US
309.828.5226 fax: 123 123 1234

GENERAL INFORMATION FROM VARIOUS SITES ON DEALING WITH COLLECTION AGENCY'S

Tell them to validate by

. What the money you say I owe is for;
Explain and show me how you calculated what you say I owe;
Provide me with copies of any papers that show I agreed to pay what you say I owe;
Provide a verification or copy of any judgment if applicable;
Identify the original creditor;
Prove the Statute of Limitations has not expired on this account
Show me that you are licensed to collect in my state
Provide me with your license numbers and Registered Agent


1. NEVER talk to a collection agency on the phone. Period.
2. Keep good records. This can be the difference between a good and bad settlement. Don't expect them to remember you or what you agreed upon.
3. Send all correspondence via registered mail, receipt requested and put the registered mail number ON THE LETTER. DO NOT SIGN THE LETTER TYPE YOUR NAME
4. Keep a copy of every letter you send.
5. Penalties and extra interest are typically fictious amounts of money added on by the collection agency to pad their profits. Sometimes as much as to 50% of the debt or more claimed to be owed by a collection agency consisting of interest and fees. This is illegal, every state has usery laws (which dictate the maximum interests allowed to be charged. That is except North Dakota. There are no such laws which is why most credit card companies incorporate there.) Junk debt buyer pay anywhere from 1 cent to 7 cents on the dollar, there is no way there is this much interest.
6. Time is on your side. As time passes, the creditors will likely stop calling and the debt will be filed away for future attention or until the SOL runs out ..
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#2 Consumer Suggestion

There is an attorney who is considering a class action.

AUTHOR: Amy - (U.S.A.)

Here is the link to the thread that he posted on:
http://www.ripoffreport.com/reports/ripoff231626.htm

He included his e-mail address and last posted that he had heard from more than 50 people. Contact him.

Hope that helps. I just got hit by these people. I have only ever had two cell phone accounts Cingular and T-Mobile but NEVER Verizon. It's a number from a state that we have never lived in either. They haven't called my house yet and I bet that's because the number is in my maiden name and unlisted but, it's just a matter of time before they get my number and start calling me.

I guess they used to collect for Cingular but the letter says that we owe on an old Verizon account. We actually just got a refund check from Cingular in the mail because when I sent them my final payment on our account I paid too much. Other than that, we don't owe any money to any cell phone company right now.

I'm not too worried though, because several years ago we declared bankruptcy and I know how to add a creditor to our bankruptcy post discharge; I've had to do it several times before. Worse case scenario, that's what I will do to make them go away. It might be more fun to sue them though; we'll see.
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