• Report: #890065

Complaint Review: Allianz

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  • Submitted: Tue, May 29, 2012
  • Updated: Fri, June 01, 2012

  • Reported By: Allianz_Misled_Me — United States of America
Allianz
2805 N. Parham Road Internet United States of America

Allianz American Airlines Trip Insurance Misleading website, terms unclear until you attempt to file a claim Internet

*UPDATE Employee: Jackie, Help Team

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We never buy trip insurance and after this experience we will never buy trip insurance.

My husband was admitted to the hospital the weekend before our trip.  I went to the Allianz website and scoured it to see if it was too late to buy insurance.  No where on the web site or documentation did it say he needed to be fit for travel before buying - so I shelled out the $160.00.

When I filed my claim I was told he would have needed to be fit for travel before the date I bought the insurance.  I also cannot get a refund because the date has past.

I'm not saying not to get trip insurance --- but really make sure your circumstances are going to allow you to file a claim.  I feel that these terms were not well laid out and in the future I am going with my gut and save the money for the cancellation fees I am going to have to pay the airlines anyway.

This report was posted on Ripoff Report on 05/29/2012 03:22 PM and is a permanent record located here: http://www.ripoffreport.com/r/Allianz/internet/Allianz-American-Airlines-Trip-Insurance-Misleading-website-terms-unclear-until-you-attem-890065. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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0Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 UPDATE Employee

Jackie, Help Team

AUTHOR: Access America Help Team - (USA)



Hello,




 




Jackie from the Help Team here.  We're sorry to hear that your husband had to
be hospitalized, and we wish him a healthy recovery.
  I'm sorry we were unable to provide you with
coverage in your situation, however, I'd like to point out that travel
insurance is like any other type of insurance in that there are terms,
conditions and exclusions that affect coverage.
 
Further, we offer each of our customers a 10-day free look, so they have
the opportunity to cancel the policy at no cost if it doesn't meet their
needs.
  We offer this to ensure our
customers have time to carefully review their policy, and assess whether it
will provide them with the coverage they need during their travels.




 




Should you have additional questions on the outcome of
your claim, or if you'd like to get a better understanding of the policy you
purchased, please call our customer service line at 1-800-419-8016. Once again,
we apologize we were unable to cover you in your situation, and we wish your
husband a healthy recovery.




 




Regards,




Jackie, Help Team

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