TCF Bank turned me over to the Alternative Revenue Systems for overdraft fees owed.
Served court papers served from Alternative Revenue Systems for a court hearing at home and to top it off served me at my workplace also.
Note at top of papers state "If you wish to resolve this lawsuite prior to the court date, to contact them. I did. Papers stated they wanted $3,693.92 in overdraft fees. Set up payment plan with conditions of sending me an itemized bill (never received) and their word that this would go no further.
Also said I would receive receipts.
Filed garnishment at my workplace for $3,693.92 and collected monies out of my bank account. They are received 25% of my pay and Joe Baca stated "Boy I make a lot of money". Right!! They have me to the point of not able to pay rent, buy groceries etc.
All this after Baca said if we could come up with half the money would write the rest off. Well if I could come up with that kind of money I wouldn't be in such dire straits as to having to consider filing bankruptsy. Baca did not deduct the monies paid to him from the amount he wants from my pay check.
Have filed with BBB at which there are several complaints filed with the same issues. I filed a complaint with the FTC and BBB told me to file complaints with TCF Bank but give them a courtesy call and talk to Mark Jeter at TCF first. Bank would not connect me to him and when I told them why they hung up on me.
BBB also told me to file complaints with the Colorado Collection Agency Board, AGO State.Co.US and the Attorney general.
I need help with some kind of relief from this so-called collection agency. On top of this I would think there should be some kind of charges against them for abuse to the elderly. My wife and I have been degraded, laughed at, threatened, humiliated, and basically told "To Bad"!!!!!
I offered to set a payment plan up for deductions to come straight from bank account which they did take monies out of but was denied. They are enjoying my hard earned money which at my age and health need to retire but cannot.
I do not wish to have any sympathy just to stop this collection agency from stealing my money. Please help me. Thank you.