AmeriTrust Financial - Georgia Check Recovery is trying to collect $359 From me Dunedin Florida

Was contacted by them in Sept., $2000 loc $200 up front 4x $50 vouchers, told them I wanted to see the terms in writing. Man on the phone assures me I'll recieve the papers in the mail before my 1st payment and have the option at that time to cancel if I don't agree and that they wouldn't be able to process it w/o completed paperwork. So I accepted. One mo. later no paperwork so I put a stop payment on my acct. I figure it's dealt w/, no paperwork, no credit, no payment.

Tues, Mar 17 I recieve a "third notice" from Georgia Check Recovery stating among other things that I must contact them by Mar 19th or I could be reported to national database used by over 300,000 businesses nationwide and turned over to the proper authorities for prosicution. I called GCR and spoke to Ms Bailley who told me that, my 1st notice was my bank statement, the 2nd was from ameritrust [which I never recieved(of course)], this the third, and that I owed them $359 Due Friday Mar 21st. I explained what happened she asked me to file a complaint, which I did. This morning she called and told me that Ameritrust had a recording of me agreeing to the withdrawls fom my acct and that tomorrow they would hand it over to their attorney for collections. I told her that I would be taking them and Ameritrust to court she told me to give them my attorney's info when I got one.

So I called the Wa Attorney General who informed me that they had some sort of judgement against Ameritrust, but that I needed to call consumer protection on Mon Mar 24th. I then Called GCR and spoke again w/ ms Bailley about my findings teliing her that if GCR is a reputable co. they may want to sever ties w/ ameritrade as there are hundreds of complaints etc. etc. This was no surprise to her (I'm obviously not the 1st to bring this to her attention), she became concerned and conected me w/ Ms fuller's (apperently the owner or CEO of GCR) voicemail to inform her of my findings.

I will take them to court, I will sue them for every single $ I'm legally entitled to. A class action would be better. I will do my best to find an attorney who will be interested in taking this up. I see no reason why any court in America would side w/ them. How could I owe $ for a product/service I never recieved. They never sent me anything! Not even when I stopped payment.

Ec
Shoreline, Washington
U.S.A.