- Report: #634693
Report - Rebuttal - Arbitrate
Complaint Review: American Express Blue Card
American Express Blue CardPo Box 650448 Dallas, Texas United States of America
American Express Blue Card It should be USURY EXPRESS not American Express Dallas , Texas
*Consumer Comment: Why Don't People Accept Consequences of Their Actions?
*Author of original report: AE canceled late fee and interest charges
*Consumer Comment: I'm with the OP
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The following letter is an example of how AE rips-off their clients. In the past year I have been late on zero payments.
26 Aug 10
Dear Am EX re: card number ...2006
Today I paid my July bill of $1019.47 sixteen days late.
Therefore you saw fit to charge me an extra:
late fee $39, 3.8% per month or 46% per year (APR)
interest fee $25.39, 2.5% per month or 30% per year (APR)
total fee $64.39, 4.3% per month or 76% per year (APR)
Evidently the usury laws (lending of money at exorbitant interest rates) don't apply to you.
So that you won't feel cheated I already made my final payment for August of $870.47. This payment does not include the usury charges or my earned rebate of $35.51 (even though you wanted to reduce that also).
If you want your rebate rebated or you usury charges paid, send to me a letter in less than 10 (ten) business days justifying your charges.
This type of business practice does not seem to be very American. I suggest you remove the word AMERICAN from your name. May be USURY Express.
To anyone else reading this letter please BEWARE of American Express.
This report was posted on Ripoff Report on 08/26/2010 01:19 PM and is a permanent record located here: http://www.ripoffreport.com/r/American-Express-Blue-Card/Dallas-Texas-75265/American-Express-Blue-Card-It-should-be-USURY-EXPRESS-not-American-Express-Dallas-Tex-634693. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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