• Report: #170534

Complaint Review: American Income - DAVID ZOPHIN

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  • Submitted: Thu, January 05, 2006
  • Updated: Tue, March 28, 2006

  • Reported By:Barrington Rhode Island
American Income - DAVID ZOPHIN
250 Centerville Road Warwick, Rhode Island U.S.A.

American Income - DAVID ZOPHIN HIRE ANYONE WITH A PULSE AND THEN USE THEM Warwick Rhode Island

*UPDATE - Rip-off Report Investigation: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints - NOTICE: *UPDATE December 1, 2006. Rip-off Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Including this Report below! Rip-off Report has the evidence.

*UPDATE EX-employee responds: ailnortheast.com

*UPDATE EX-employee responds: that sounds about right

*UPDATE EX-employee responds: REAL FACTS

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NOTICE: *UPDATE December 1, 2006. Rip-off Report recently discovered that all but 2 Rip-off Reports about The David Zophin Agency of American Income Life were posted by the same person. A competitor no doubt. Rip-off Report has the evidence that shows the same person filed every one of the Reports. Ripoff Report will go after anyone found posting Reports like this. This type of behavior will not be tolerated. Either way, The David Zophin Agency still stands by their comitments made to Rip-off Report. Just like people can file ridiculous and frivolous lawsuits every day, we do realize consumers might try and take advantage using the Internet / Rip-off Report to do the same thing. THE REPORT BELOW IS BOGUS!
=============================

****BEWARE OF THIS SCAM*********

ZOPHIN AGENCY TACTICS:

1) Call EVERY resume and tell them about this "amazing opportunity" and that "you sound like our type of person" and that they can only see them either tuesday or wednesday morning for an interview with the "VP of operations", ie some smuck like themselves hired 3 or 4 weeks ago.

2) If they have ANY questions about the job,ie pay schedule, just tell them "that will be gone over in great detail during the interview process".

3) Bring EVERY person back for a 2nd "informational" interview where they will show you how EASY it will be to make 60K IN YOUR FIRST YEAR.

4) Bring back EVERY person for a final interview and ask them "Why should we hire you?"

5) Hire EVERY person regardless of what they say.

6) Charge EVERY person a few hundred bucks for licensing class and admin costs, ect.

7) Memorize a 20 page "presentation" meant to trick people into buying insurance policies.

8) Have EVERY new hire start calling resumes and working like a slave for their new master with NO PAY, ALL COMMISSION!!!

9) Work 6 days a week, 12 hours a day and make squat.

10) Get leads that have already been seen by other agents.

11) Call those leads and say "oh, no, I am not trying to sell you anything, I am just coming over to drop off some "NO COST BENEFITS". The people you see have NO IDEA you are there to sell them insurance, they just want the FREE stuff.

11) Get frustrated and be told "you are not disciplined enough" and leave.

12) NOBODY lasts for more than a few months before realizing that its a scam and that they are being USED. Your master gets to keep all of YOUR renewals on any policies you might have been lucky to have sold

12) GO BACK TO STEP ONE.


These are the things you need to ask/think about...

Why has nobody been here that long, everybody is new like me?
SHOW me(don't tell me) how much $ you have made recently.
At the bonus meeting each month, why do ONLY a few get checks and everybody else (90%) gets SQWUAT?
Why am I working 80 hours a week and making so little I need to borrow money.

BOTTOM LINE!!!

THE AGENCY HAS HIRED OVER A 1,000 PEOPLE AND LESS THAN 5 ARE STILL THERE!!!

IF YOU GET THE CALL, RUN LIKE HELL!!!

YOU HAVE BEEN WARNED!!!!!!!!

John
Cranston, Rhode Island
U.S.A.

This report was posted on Ripoff Report on 01/05/2006 08:06 AM and is a permanent record located here: http://www.ripoffreport.com/r/American-Income-DAVID-ZOPHIN/Warwick-Rhode-Island/American-Income-DAVID-ZOPHIN-HIRE-ANYONE-WITH-A-PULSE-AND-THEN-USE-THEM-Warwick-Rhode-Is-170534. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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Updates & Rebuttals

#1 UPDATE EX-employee responds

ailnortheast.com

AUTHOR: Phil - (U.S.A.)

Zophin,

Paint the walls in Warwick. Pay for an office mananger instead of making 1099 employees doing their job for free...and mail the checks that are sitting in the Erin's file cabinet since january of 04 to the proper individuals that deserve that money. I think that you hurt enough people financially.



Phil the insurance doctor...
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#2 UPDATE EX-employee responds

that sounds about right

AUTHOR: Bob - (U.S.A.)

although i could go on for another 3 pages on the various aspects of American Income that are shady and misleading.



David Zophin is in the business of ruining peoples lives for his own financial gain.



I wouldnt trust Zophin as far as i could throw him... and anyone that has ever met the fat bastard knows that is not very far
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#3 UPDATE EX-employee responds

REAL FACTS

AUTHOR: Tom - (U.S.A.)

David Zophin wants to make a ton of dough, SO WHAT.



He spins a pretty story and then scams the hell out of people....SO WHAT!!!



Get over it!!
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