ED Magedson – Founder
American Income Life Insurance | Ripoff Report Verified™ …businesses you can trust. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years.PO Box 2608 Waco, Texas United States of America
REVIEW UPDATE: July 25 2016: American Income Life remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. American Income Life is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.
To date, American Income Life has made good faith efforts to resolve all complaints reported on Rip-off Report. Based on our experience, the member business has proven to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business.
Over time and since becoming a member, American Income Life has remained actively engaged and improving the way they address customer service complaints. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to improving customer satisfaction. [continued below]....
*UPDATE, Rip-off Report REVIEW: American Income Life / National Income Life Insurance Company gets a POSITIVE RATING from Rip-off Report and is fulfilling its commitment to resolve all legitimate complaints and address representative issues. Rip-off Report has investigated the company for many months after they contacted us to resolve any posted issues and misunderstandings. With over 2500 representatives and millions of clients, American Income Life / National Income Life is bound to be the subject of a certain number of complaints about improper agent conduct, as well as product and administrative complaints.
Rip-off Report's investigation found such complaints, but importantly also found that American Income Life / National Income Life is committed to resolving such complaints quickly and is doing everything possible to satisfy its clients and representatives alike. The company also takes appropriate action against any of its representatives who are found to have conducted themselves improperly or unethically. We believe that the number of complaints against this company, whether through the Internet or other channels, is small when put into the context of its enormous size. Most large companies would never commit themselves like American Income Life / National Income Life has to Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program.
Read our investigative Report and American Income Life / National Income Life's commitment to 100% consumer satisfaction.
American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. AIL is rated A+ Superior by A.M. Best Company, its second highest rating, for overall financial strength (as of 6/07). American Income Life / National Income Life www.ailife.com and also www.WorkAtAIL.com provides life insurance and supplemental benefits to members of labor unions, credit unions, associations, as well as private clients in all 50 states, the District of Columbia, Canada, and New Zealand.
See why you should feel secure and confident when doing business with American Income Life / National Income Life Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.
===================== NOW TO THE ORIGINAL REPORT THAT WAS FILED
American Income Life Waco Texas
I was just looking at my union benefit site because I received a mailing from American Income asking me to mail in my current beneficiary. Well, American Income does not even sell that policy! It is sold by Union Life and is called the Union Secure plan. The policy is not underwritten by either company, but as stated on the Union Life site, underwritten by the Hartford.
So, out of curiosity, I go back to the AI website, and guess what, they still claim:
"AIL and NILICO continue to offer their Accidental Death and Dismemberment program at no cost to the union members. In the past 10 years, this benefit has proven its worth time and time again.
In 2004 alone, over $1.5 million was paid out nationally through the AD&D program. With more than eight million members covered in 2004, an impressive $8 billion of group AD&D insurance is being provided at no cost."
So, they deliberately are deceiving union members. They have nothing to do with the Union Secure Plan, and claim it as theirs.
Lastly, the whole Union Local thing is a joke. The victims are hired as independent contractors. They receive no salary. They are not eligible for Union representation. No wonder they all wonder what their dues go for.
So, just from those lies, I know to stay far away from this company.
Greg Omaha, Nebraska
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This report was posted on Ripoff Report on 03/11/2005 09:14 PM and is a permanent record located here: http://www.ripoffreport.com/r/American-Income-Life-Insurance-Ripoff-Report-Verified-businesses-you-can-trust-American-Income-Life-National-Income-Life-provides-products-and-services-through-independent-representatives-and-has-been-providing-benefits-to-families-for-over-50-years/Waco-Texas-76797/American-Income-Life-Waco-Texas-134672. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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