• Report: #133459

Complaint Review: American Income Life Insurance

  • Submitted: Wed, March 02, 2005
  • Updated: Wed, March 02, 2005

  • Reported By:Brooklyn New York
American Income Life Insurance
714 3d Ave Brooklyn Brooklyn, New York U.S.A.

American Income Life Kind of ripoff Brooklyn New York

Rip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Waco Texas, Nationwide

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

I am so glad to get those precious info. I was dying in thinking that I was alone in those bad experience: Waste time, money and energy in those fake interviews (even I'm living day to day without any resources and overdrawn my account every 2 weeks for nothing). I think that I know all Companies in NY - New Jersey and White Plains which doing that: Fool people and tread on your dreams using speech and career opportunity.
Even you did open my eyes definitely, Still wondering WHY THOSE PEOPLE HAVE THE SAME LANGUAGE? DID THEY WENT

Sincerely, I am on the way to become really crazy!!!
After I got lay-off on my first job in NY last year as a Computer Clerk, I start a new full time job which is looking for a new job. Because,I used to be a Sales Manager in my born country,I always look for sales position in the Internet and had subscribed in the major websites like MONSTER, CAREER BUILDER,YAHOOHOTJOB, ETC
First of all, I start going every day door to door in order to fill at list 10 applications a day, instead in Manhattan. And then I changed my strategy. I send about 40 resume a day via Internet.

I now get some results in receiving many phone calls.
Always Business attire and a lot of personality test. A few interviews, and commonly no specific background or prerequisites(I think everybody is pre-qualified), growth opportunity, millions of branches, making astronomical Number of money, Usage of positive thoughts and Charismatic speech (really attractive, especially for sensitive people like me), nothing about your salary which come from commissions (only), and the famous unpaid training which put you directly on the job.

A few hours ago (2:30pm (ET)on 03/02/05), I went to one of those exciting interview with a senior Manager (Theodore Pappas) of American Income Life co. in Brooklyn. It was my first interview,and for the first time I saw only 3 people coming for interview like me, the Manager was really professional and after he gave me another appointment for Friday in Long Island with the Director, I felt very happy and start dreaming. Even it was the same speech. The only thing that he noticed and looks interesting for me was I won't have to do any prospecting and the Company won't give me any pressure for a specific Number or quota.

Everything looks like I'll have the opportunity to make a lot of money without working hard. Nevertheless, he did not speak about money or benefits which will be provided in the next interview. Anyways,I noticed the word COMPENSATION that he used, which word is a little confusing for me.

I don't really want to assume anything (or do speculations) about this company, but I'm pretty sure that all smart readers and smart job seekers in The USA should pay attention to the other testimonies that I read about this Company and other in this website because they smell and tell the TRUTH.

Thanks to all of you for preventing me and helping me to not waste another time with those evil people. Definitely,I think the Establishment should take care of those Companies and people should stop to react to those insane ad or applications.

Briefly, a slight report about my funny and really bad experience:

Marketing FX (Fairfield, New Jersey): This Company has a lot of open positions in Monster.com for entry level Marketing representative.
Characteristic: A few interviews, growth opportunity (no money at all; lucky people probably make only commissions).

BETTER WORLD REALTY (Real estate company in Queens): Obviously they offer you a job. But when you get there, after filling their application and meet your assigned Manager,They send you on a Training ($15 for documentation) for 2 weeks or less (Which I went to) and then (after graduation) they ask you to create your own schedule and to creating your network in order to get sales and study for your REAL ESTATE LICENSE (very funny). I personally remember that the president of this Company promised a basic salary after graduation. They did not give a penny.

Now, They expand their bureau in Brooklyn.

Unfortunately, this Company has obtained the record in quantity of people that I met in their bureau who come for work and they also paid the $15 fees. (Even after the training started, people from all backgrounds and personalities were still coming).

Anyways, I haven't a big grief against that Company because they gave me a souvenir for my money (my 1st Certificate in USA " SALES TECHNIQUES", which I could also use to fool some employers, isn't interesting?)

COMQUEST MARKETING (Whiteplains, NY): Personal Interview (1st day), unpaid training on the job (next day): Go to small business and offer them new products, like credit card machine. Work only for commissions. And then start your adventure.

IBS-Verizon authorised dealer (NY-NY): 1 interview, 1 day unpaid training, go door to door. Only after the training day they give you the important information: Commissions only (I spent 1 week and half with them, killing myself and questioning my abilities because I did not make sales).

Anyways, I thank them for all big thoughts (PHILOSOPHY) I stole from them.

American Express Financial Advisor (NY-NY): They are a little more direct. 1 workshop and math test(1st day), personal interview (next day), and few other marketing test on the other days.

This long process for what?

A long way without any kind of salary,wages,or even draw. Go to training 6 days a week (from 8:30am to 8:00pm). Then try to get some important licences (Life insurance included) after 60 to 130 days. And then, start another 10 weeks for $6.60 per hour and $9.90 for overtime)- Still have pre hired status, and then get a bi-weekly salary of $910.00, etc.

I'm a Single immigrant without kids, but I still asking myself what kind of professional would accept to follow up on that?

Anyways,it's funny to see How people are simultaneously insane and "crazy" in this Country (My forgiveness, but I'm really tired and confused).

IMPORTANT TIP (from my experience): If an employer is not able to give you some specific information about a position over the phone (before interview) don't waste your time, it's really a SCAM MER. Otherwise, don't be too professional. I've learned before that benefits and money are not suppose to be included in the first interview, believe me you better use your tact and get that information ASAP rather than waste your time in a big series of interview.


New Jersey, New York

Click here to read other Rip Off Reports on American Income Life Insurance

This report was posted on Ripoff Report on 03/02/2005 01:57 PM and is a permanent record located here: http://www.ripoffreport.com/r/American-Income-Life-Insurance/Brooklyn-New-York-11203/American-Income-Life-Kind-of-ripoff-Brooklyn-New-YorkRip-off-Report-Investigation-America-133459. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on American Income Life Insurance

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?