- Report: #1008799
Report - Rebuttal - Arbitrate
Complaint Review: American Legal Services
American Legal ServicesInternet United States of America
American Legal Services Unfair credit collection practices , Internet
*Consumer Comment: It is a SCAM
The most frustrating part is that they are calling my place of business and hitting "0" to be continued to other employees of our Firm. They are rude to them and express I am in real trouble of being arrested due to not paying my bills.
I have provided them with letters from the Dept of Financial Institutions from the Commonwealth of Kentucky indicating internet payday loans are not legal companies in the Commonwealth of Kentucky. Therefore, even if I had taken an internet payday loan, I am legally forbidden to repay it. The reason being they are not a legal entity recognized by the Commonwealth of Kentucky and thus, are not paying any Kentucky State tax which is 5%. The Commonwealth has been extremely helpful in assisting me in sending letters to these people, but they keep rearing their heads as another company several months down the road.
I've changed my cell phone, email address and obtained a P.O. Box, but that only slows them down for a short period of time. I can't change my work number, so this is starting to really become an infringement on my rights a U.S. Citizen and taxpayer.
Someone needs to bring a class action suit against American Legal Services and other such companies who violate our rights. I'm not only concerned about myself but about all those people who do not have the resources to fight for themselves or perhaps do not know how to go about doing so. Plus, you have some who really think these people are sending someone to arrest them. Hey, they were going to send the FBI to my home on a Monday morning at 11:00 a.m. I said go ahead, I will have the Police here as well. Let's see which one shows up first.
I did try one thing which stopped the calls for a while. I kept a 1/2 bottle of tums on my desk by my phone, when they called I could see their number and I'd pick up the receiver and start shaking the bottle as hard as I could into the receiver. They finally quit calling. But, as stated they are unfortunately back again.
The FBI told me that a lot of these type of companies do not even have businesses in the States. Instead, they are overseas companies and have purchased disposable cell phones that they use. This would explain why when I continue to hang up on them, they call back on a different number. Plus, if you see a "1+" at the start of a phone number, it means it's an international call. I contacted our local FBI after one of the caller said they were a FBI agent. I asked for their badge number. I then reported that to the local FBI office. It was no surprise to them, as apparently, they spend a lot of our hard earned taxpayer dollars trying to shut down these type of businesses.
Hopefully, by taking the time to draft this mini-novel, I've helped someone. If not, I've at least vented which has helped me a little.
Best wishes to everyone. If you find a way to stop them, please share with all for the greater good.
This report was posted on Ripoff Report on 02/04/2013 05:37 PM and is a permanent record located here: http://www.ripoffreport.com/r/American-Legal-Services/internet/American-Legal-Services-Unfair-credit-collection-practices-Internet-1008799. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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