American Servicing Company - Wells Fargo Bank wells fargo bank is ripping me off with their so called policy of posting charges. los angeles, California

i have had the hardest time trying to keep my wells fargo account in balance. i now have just come to know that they will tell you that you have an available balance, when you really do not. i have just been charged $350.00 in overdraft fees because i thought that i would be credited my debit card purchases in the order received. boy was i wrong. wells fargo bank will take the largest charges, no matter what day the charge came in and charge those to your account first so they can overdraft your account with the small charges that you thought were covered. i was charged $35.00 for 10 small charges of less than $10.00 to $1.00 in 10 overdraft fees. now if these charges were available at the time of purchase why am i being charged overdraft fees. i have asked for these chsrges to be refunded only to be told that i should have thought about this before i made these charges. i am going to change banks after i talk to the manager of wells fargo bank and i get my refund. i will never deal with wells fargo bank agian. it make me wonder why with this type of policy they had to go to the goverment to ask for a bail out. they are not going bankrupt they are causing the middle and poor class people to go bankrupt, and we can not ask for a bailout. the banks think that we are just supposed to take their word for the way things are. i am trying to find an apartment at this time but due to the way wells fargo keeps taking my money i can not afford to find one.