I recieved a phone call around last November. Not making any excuses for myself but it is reality. I have MS and the time I was in what is called an exhasberation. I usually turn the phones off during these times just for these reasons. They were offering Time magazine and others,plus various types of rewards and shopping sprees for $25.00 a month for a couple of years. I tried to tell them I wasn't interested yet they were very persistant. When I told them of my situation(1st DUMB mistake) they knew they had their mark. I suppose so I could go back to sleep I gave (#2) all the info they asked for including (#3) my credit card info. Ihung up went to sleep and forgot all about it. The next month I noticed two charges of $49.95 to my account. I called my credit card co. and they gave me a phone # to call. I did and it was American Choice Readers and they informed me that I had okayed the $49.95 a month for 5 years,including Good HouseKeeping,Redbook,Entrepeneur,among others.
This is all a joke in itself. They swore that had a recording of me okaying it all. I had no desire to hear for I KNEW they had doctored it to the convenience and I knew I had signed nothing. They thought they were going to brow beat me into it. Yet I was to pissed by then. I knew they had lied no matter what they said and felt as though that voided all contracts that might have been also I never signed ONE thing. I also felt as though I was Taken advantage of due to my medical condition.
After no success in getting this resolved I cancelled my credit card and the co. tried to get me to turn the charges over to their fraud division.But I didn;t(#4). At there next phone call I Exercised my Right under the Fair Debt Collections Act requesting all contact be made in writing no more phone calls. the calls still persist and give them the same info each time. I was told if they do this after notified once that gives me the right to sue them for three times for what they are seeking. They are now threatning to turn it over to a collection agency. If there is any willing to help of start a class action suit please contact me. I know I can't be the only one out there. Any help ridding myself of this scab of ripoffs would be greatly appreciated. James F. Farr