- Report: #431982
Report - Rebuttal - Arbitrate
Complaint Review: Americas Servicing Company, Wells Fargo
Americas Servicing Company, Wells FargoMAC X2504, 1 Home Campus, Des Moines, Iowa 50328 Nationwide U.S.A.
ASC, Americas Servicing Company, Wells Fargo No Truth, all lies, no action, no response, lack of professionalism, illegal tactics, watch out! Des Moines Iowa
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Therefore proving that they are a deceptive ripoff company that preys on mortgagees that are trying to make things right and save their properties from foreclosure. I can afford my mortgage. I own two companies that are doing ok, even in these hard times. I had a hard time a couple of years ago and did fall behind, but kept in contact with ASC on a regular basis and was told that not to worry and we will work this out. They don't want to work anything out. I have read in blogs that they let payments sit in their offices when paid by check until the late date goes by and then deposit the check so they can charge the 87 dollar fee for late payment. This happened to me early on but I learned quickly to either make the phone pay(with $15fee) or send the payment return receipt requested. This works. But, this February I did send it a check payment, I noticed that my check had not been cleared as of the 26th of the month, meaning I was now late! I called to find out what was going on so I wouldn't be over 30 days. I got Suresh ID#IND, I think, from ASC and told him about it. I said, Suresh, I like you, I am going to make a payment over the phone with you now as I do not believe ASC is going to apply my check properly. He took my payment over the phone and he said he did not charge me the $15 fee! Wow! I saw it on their website as paid on Feb 27, the problem is they applied it to the March payment. So now it looks like I didn't make a February payment at all! Another deceptive tactic by ASC! Again, what are they doing that follows truth in lending here?
At this point I believe that an attorney should contact or advertise to all ASC mortgagees to get together and file a class action against them for illigal tactics in stealing money from honest people. There are plenty of us out here who are trying to do the right thing, paying our agreed amounts and filing our paperwork properly. ASC actually sent me a letter the other day stating that I haven't made any payments since April of 2007. A direct lie and untrue mistatement of the facts. I havent' missed a payment in this period of time. Paid as agreed. I am at my wits end trying to deal with them in a professional manner and want to attack with all the legal remedies available to me. Who else out there is ready to roll? common, let's go get them now! How ever you can, find me through Rip Off site and send me an email. I promise I am who I am and will work with all those who are honest and willing to pursue these sleeze balls of the mortgage world. ASC is at the top of the list of lying, stealing, deceiving, rip offs who never ever do what they say they are doing. Gosh, would I be sued if I ever did 1 100th of the stuff they do on a daily basis. There is much more to talk about here, but I won't write a book here. Ok, I feel better now. Look forward to hearing from anyone who's listening. Thanks.
This report was posted on Ripoff Report on 03/08/2009 10:28 AM and is a permanent record located here: http://www.ripoffreport.com/r/Americas-Servicing-Company-Wells-Fargo/nationwide/ASC-Americas-Servicing-Company-Wells-Fargo-No-Truth-all-lies-no-action-no-response-l-431982. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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