• Report: #436440

Complaint Review: Americredit Financials

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  • Submitted: Sun, March 22, 2009
  • Updated: Sun, March 22, 2009

  • Reported By:Lithia Springs Georgia
Americredit Financials
P.O.Box 1833593 Arlington, Texas U.S.A.

Americredit Financials Accounting Fraud,deceptive and illegal accounting records Arlington Texas

*Consumer Comment: Questions..

*Consumer Suggestion: Tell Us Charlene!

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I was having problems with getting my car refinance with Americredit like they and Bill Heard Chevrolet had promise in their buy now and refinance in a year program. So after struggling trying to pay my note I was paying in but my note was not going down. So i ask for a accounting statement so I could see why my note was not going down. Americredit refused in June 2008 so i kept calling them they kept threating me and saying they did not have to give me nothing and if I didn't pay they would repo my car. So I filed a complaint in Sept. 2008 and I finnally with judges orders got a copy of my accounting records in December 2008. As I supected they were fraudulant. I am trying to file a class action lawsuit now please if you are having similair problems please send me your email at (((Redacted))) so my lawyer can get your story or I will come to your lawyer LETs get this class action going thank you Charlene.

Charlene
Lithia Springs, Georgia
U.S.A.

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This report was posted on Ripoff Report on 03/22/2009 05:29 AM and is a permanent record located here: http://www.ripoffreport.com/r/Americredit-Financials/Arlington-Texas-76096/Americredit-Financials-Accounting-Frauddeceptive-and-illegal-accounting-records-Arlington-436440. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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0Author 2Consumer 0Employee/Owner
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#1 Consumer Comment

Questions..

AUTHOR: Robert - (U.S.A.)

Do you have this in WRITTING that GUARANTEES you the ability to refiance in 1 Year? Because I can tell you that this is a very common tactic by dealers to get you to get the car now. They will tell you that you can refinance, but in reality banks do not re-finance their own loan. This is because there is no incentive for the bank to, they have you locked into a certain rate for a certain amount of time. However, this does not keep you from trying to refinance with another bank. So if there is any RipOff it is with the dealer and not the bank.

Americredit has ON-LINE access where you can get you statements, transaction history, as well as make payments. So why did you need to go to a judge to get your statments?

Also, why would you even considering buying a car that you would have to "struggle" with payments for a year?

What exactly was "faudulent" about the statements?

As for your payment not going down. Were you paying by the due date? If your bill is due on the 1st, it is LATE on the 2nd. So you will be charged additional interest. So if you are a few days late each month(especially at the beginning) it can add up to a bit of money.

Americredit is a Sub-Prime lender because you had issues in the past. But from experience I can tell you that if you make your payments on-time your balance will go down and your credit history will improve. This is what will enable you to refinance your loan.
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#2 Consumer Suggestion

Tell Us Charlene!

AUTHOR: Jim - (U.S.A.)

What kind of fraud?

Do you know in the first few years of the loan you are paying on the interest? Do you know that?

You are with Americredit, which is a SUB-PRIME lender because YOU have a SUB-PRIME credit reputation. YOU have a REPUTATION off NOT paying YOUR bills on-time.

You act surprised they said they will repo if you don't make your payments on time. Do you think they owe you a car?

You got involved with a clearly fraudulent operation, Bill Heard, otherwise known as Bogus Billy. Bogus Billy shut down because of the $50 MILLION lawsuit filed by the state of Georgia due to fraud and deception in a continuous pattern.

Why is it the many, many customers of Americredit don't have any problems with them? Who does the complaining, those who won't abide by their commitment to make every payment on time, every time.
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