• Report: #412281

Complaint Review: Americredit

  • Submitted: Thu, January 15, 2009
  • Updated: Thu, January 15, 2009

  • Reported By:Clarksdale Mississippi
Americredit
801 Cherry Street, Suite 3900 Fort Worth, Texas U.S.A.

Americredit Reported to the credit bureau that I had two "slow Fort Worth Texas

*Consumer Suggestion: Tonya...Just file a dispute with them and the credit bureaus!

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I paid my car off a year early; payoff ended in a $0 balance. Americredit reported to the credit bureau that I was late making two payments. This was done after the vehicle was paid off. I didn't find this out until I went to purchase a new vehicle. When I called, I was not given an explanation as to why this had happened.

Tonya ****
Clarksdale, Mississippi
U.S.A.


This report was posted on Ripoff Report on 01/15/2009 03:09 AM and is a permanent record located here: http://www.ripoffreport.com/r/Americredit/Fort-Worth-Texas-76102/Americredit-Reported-to-the-credit-bureau-that-I-had-two-slow-Fort-Worth-Texas-412281. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Tonya...Just file a dispute with them and the credit bureaus!

AUTHOR: Steve - (U.S.A.)

Tonya,

I would hope that you have some proof of payment, right?
Gather up your bank statements, etc. to prove when the payments were made and file a dispute with the creditor and the credit bureaus.

This is your right under FEDERAL LAW. You should read the FCRA.

Stay off the phone. Do everything in writing, and send via CERTIFIED MAIL, RETURN RECIEPT REQUESTED. Be sure to put the certified# on each letter and keep a copy of each letter for your records.

They have 30 days from reciept of your dispute to fix the problem or prove you wrong.

If they fail to comply, you have the right to sue them for damages.
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