I called in to make my truck payment via check by phone, I spoke to a really nice lady and with in 15 minutes My payment was made she then asked me would you like to set up next months payment with a post dated check? I responded with O no thank you I 'm pregnat with twins a 3 yr old a 9 yr old and my husband is over sea's in Iraq so I dont know exactly what day next month would be a good day, but thank you for asking and trying to save me time, She responds with O my I can understand and good luck to you abd ytellyour husband I said thank you for serving our country. That was the end of our call.
Then 2 weeks later my husbands grandmother had a stroke and blood clot in her head so the kids and I flew to Florida asap, that was on the 28th well since we are miliarty we are paid the 1st and 15th so here comes the first I paid our bills online and withdrew some cash still leaving 400.00 in our account, then the next day I went to put gas in the rental car and my card was delinced WHAT I THOUGHT NO WAY , so i called my bank to find out americredit withdrew 530.00 or tried to anyway but them trying held my account 530.00 that wasnt there for 2 days that caused my bills to bounce and left me pregnat with 2 kids in florida with 0 money to get home I called americrredit and asked why after I said no to a post dated check by phone was it done anyway they responded with no you aggred to the tranaction I said bs i did and yall just cost me 600.00 in nsf fees and bank fees they responded with o well we dont care what we cost you we still didnt get our money (for a payment that wasnt due for 13 days). Then they continued to try and with draw money every 6 days only costing me more money each time.
I had to close that account and open a new one at another bank all because in the state of Texas if you owe a company money and give them access sto your account they can legaly with draw at there pleasure. Over all this cost me $2000.00 in fees. and even after I gave americredit all the proof from the bank of what they cost me they said they would credit my account that was 8 months ago and they still have not I called to see what the staice was and was told, the agent who aggred to do that is no longer with americredit and I am sorry ma'am there is nothing we are gonna do for you about this matter we havce concered it a closed matter, But you have a payment due now how would you like to take care of that today!!!!!!!!!!!!!!!!!!!